{"id":6496,"date":"2020-08-17T09:41:38","date_gmt":"2020-08-17T09:41:38","guid":{"rendered":"https:\/\/staging15.diazlf.com\/?page_id=6496"},"modified":"2025-01-07T17:06:28","modified_gmt":"2025-01-07T23:06:28","slug":"legal-services-first-party-claims","status":"publish","type":"page","link":"https:\/\/cdiazlf.dosbitweb.cl\/es\/legal-services-first-party-claims\/","title":{"rendered":"Reclamaciones de primera parte"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6496\" class=\"elementor elementor-6496\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78c08ac4 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"78c08ac4\" data-element_type=\"section\" data-e-type=\"section\" id=\"banner-txt-box\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-62837826\" data-id=\"62837826\" data-element_type=\"column\" data-e-type=\"column\" id=\"banner-txt-box\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-112f4b31 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"112f4b31\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-19cc311e\" data-id=\"19cc311e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-443db9af elementor-widget elementor-widget-heading\" data-id=\"443db9af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">First Party Claims Attorneys<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15d081f4 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"15d081f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1726c66b elementor-widget elementor-widget-heading\" data-id=\"1726c66b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">- Attorney Manuel Diaz<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-43858c37 gold-btn elementor-hidden-phone elementor-widget elementor-widget-button\" data-id=\"43858c37\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">GET A FREE CONSULTATION<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-361188aa elementor-hidden-phone\" data-id=\"361188aa\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-427c38ca elementor-hidden-phone\" data-id=\"427c38ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-53982437 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"53982437\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c16b639\" data-id=\"6c16b639\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2286b051 elementor-widget elementor-widget-spacer\" data-id=\"2286b051\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fcca73c elementor-widget elementor-widget-heading\" data-id=\"1fcca73c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">First-party Claims<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-31c90451 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"31c90451\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-47d65115\" data-id=\"47d65115\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40203dcf elementor-widget elementor-widget-text-editor\" data-id=\"40203dcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"MsoNormal\" style=\"text-align: left;\" align=\"center\">Insurance policies are supposed to provide peace of mind. You pay monthly premiums, and you expect to receive benefits when you need them. If you\u2019ve been in an accident and are struggling to get a fair settlement offer from your insurance company or a third party\u2019s provider, you may feel confused and wonder how to proceed. If the insurance company isn\u2019t negotiating in good faith, contact Manuel Diaz Law Firm, PC. First-party claims experts in Dallas, TX.\u00a0<\/p><p class=\"MsoNormal\" style=\"text-align: left;\" align=\"center\">We understand how insurance negotiations are supposed to work. We will help you navigate this complicated area of the law while taking the steps necessary to recover the full value of your injury claim.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5ad02f elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"6a5ad02f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4830df48 elementor-widget elementor-widget-spacer\" data-id=\"4830df48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-687f2782 elementor-widget elementor-widget-heading\" data-id=\"687f2782\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Is Bad Faith?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9dcf42 elementor-widget elementor-widget-text-editor\" data-id=\"9dcf42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Because insurers are for-profit companies, they have been known to deny valid claims in an effort to increase profits. If an insurance company inexplicably declines to pay your claim after an accident or injury or refuses to properly defend and protect you from the claims of others, the company may be acting in bad faith.<\/p><p>In legal circles, \u201cbad faith\u201d implies that an insurance company has attempted to renege on its obligations by denying qualified claims on insurance coverage. Other practices that are considered acts of bad faith may be classified depending on the type of insurance claim.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1149088 elementor-widget elementor-widget-heading\" data-id=\"1149088\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><u>First-Party Claims<\/u><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dc527a4 elementor-widget elementor-widget-text-editor\" data-id=\"5dc527a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>An insurance company may have inauspicious responses to your claims for property, health, and other personal insurance coverage.<\/p><p>\u25cf Failing to properly investigate a claim<br \/>\u25cf Undue delay in processing a claim<br \/>\u25cf Offering an unusually low settlement amount<br \/>\u25cf Unreasonable denial of a valid claim<br \/>\u25cf Paying only partial benefits<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-926c0cb elementor-hidden-tablet elementor-hidden-phone\" data-id=\"926c0cb\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4f606f5c elementor-widget elementor-widget-heading\" data-id=\"4f606f5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">REQUEST A FREE CONSULTATION<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38c37075 elementor-widget elementor-widget-heading\" data-id=\"38c37075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:8559003429\"><span style=\"color:#141941\">CALL 855-900-3429<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57be13de elementor-widget elementor-widget-template\" data-id=\"57be13de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"3516\" class=\"elementor elementor-3516\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-680e253e elementor-section-height-min-height sidebar-form elementor-section-boxed elementor-section-height-default\" data-id=\"680e253e\" data-element_type=\"section\" data-e-type=\"section\" id=\"header-contact\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-558e08c7\" data-id=\"558e08c7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6e8614c8 elementor-widget elementor-widget-wp-widget-ninja_forms_widget\" data-id=\"6e8614c8\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"header-contact\" data-no-translation=\"\" data-widget_type=\"wp-widget-ninja_forms_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-element-6e8614c8{display:none !important}<\/style>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-435470d elementor-widget elementor-widget-wp-widget-ninja_forms_widget\" data-id=\"435470d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"header-contact\" data-widget_type=\"wp-widget-ninja_forms_widget.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<noscript class=\"ninja-forms-noscript-message\">\n\tAviso: Se requiere JavaScript para este contenido.<\/noscript>\n<div id=\"nf-form-9_1-cont\" class=\"nf-form-cont\" aria-live=\"polite\" aria-labelledby=\"nf-form-title-9_1\" aria-describedby=\"nf-form-errors-9_1\" role=\"form\">\n\n    <div class=\"nf-loading-spinner\"><\/div>\n\n<\/div>\n        <!-- That data is being printed as a workaround to page builders reordering the order of the scripts loaded-->\n        <script>var formDisplay=1;var nfForms=nfForms||[];var form=[];form.id='9_1';form.settings={\"objectType\":\"Form Setting\",\"editActive\":\"1\",\"title\":\"Contact Me - copy\",\"created_at\":\"2022-12-15 11:01:39\",\"default_label_pos\":\"hidden\",\"show_title\":\"0\",\"clear_complete\":\"1\",\"hide_complete\":\"1\",\"logged_in\":\"\",\"key\":\"\",\"conditions\":[],\"wrapper_class\":\"\",\"element_class\":\"\",\"add_submit\":\"1\",\"not_logged_in_msg\":\"\",\"sub_limit_number\":\"\",\"sub_limit_msg\":\"\",\"calculations\":[],\"formContentData\":[\"name\",\"email\",\"phone_1608691878899\",\"i_consent_to_receive_information_by_text_message_from_manuel_diaz_law_firm_pc_at_the_mobile_number_provided_above_less_than_a_target_blank_href_mobile-privacy-policy_greater_than_mobile_privacy_policy_less_than_a_greater_than_1709798891311\",\"by_checking_this_box_i_agree_to_these_less_than_a_target_blank_href_mobile-terms-and-conditions_greater_than_mobile_terms_and_amp_conditions_less_than_a_greater_than_message_and_data_rates_may_apply_carriers_are_not_liable_for_delayed_or_undelivered_messages_text_help_for_help_and_amp_stop_to_unsubscribe_1709798900670\",\"hr_1581721512969\",\"html_1581721421367\",\"where_did_you_hear_about_us_1581721147645\",\"hr_1581721517695\",\"tell_us_about_your_case_1584898579508\",\"recaptcha_1607664743982\",\"utm_1681360936217\",\"request_free_consultation_1584898591830\"],\"changeEmailErrorMsg\":\"Introduce una direcci\\u00f3n de correo electr\\u00f3nico v\\u00e1lida.\",\"changeDateErrorMsg\":\"\\u00a1Introduce una fecha v\\u00e1lida!\",\"confirmFieldErrorMsg\":\"Estos campos deben coincidir.\",\"fieldNumberNumMinError\":\"Error de n\\u00famero m\\u00ednimo\",\"fieldNumberNumMaxError\":\"Error de n\\u00famero m\\u00e1ximo\",\"fieldNumberIncrementBy\":\"Increm\\u00e9ntalo por \",\"formErrorsCorrectErrors\":\"Corrige los errores antes de enviar este formulario.\",\"validateRequiredField\":\"Esto es un campo obligatorio.\",\"container_styles_background-color\":\"\",\"container_styles_border\":\"\",\"container_styles_border-style\":\"\",\"container_styles_border-color\":\"\",\"container_styles_color\":\"\",\"container_styles_height\":\"\",\"container_styles_width\":\"\",\"container_styles_font-size\":\"\",\"container_styles_margin\":\"\",\"container_styles_padding\":\"\",\"container_styles_display\":\"\",\"container_styles_float\":\"\",\"container_styles_show_advanced_css\":\"0\",\"container_styles_advanced\":\"\",\"title_styles_background-color\":\"\",\"title_styles_border\":\"\",\"title_styles_border-style\":\"\",\"title_styles_border-color\":\"\",\"title_styles_color\":\"\",\"title_styles_height\":\"\",\"title_styles_width\":\"\",\"title_styles_font-size\":\"\",\"title_styles_margin\":\"\",\"title_styles_padding\":\"\",\"title_styles_display\":\"\",\"title_styles_float\":\"\",\"title_styles_show_advanced_css\":\"0\",\"title_styles_advanced\":\"\",\"row_styles_background-color\":\"\",\"row_styles_border\":\"\",\"row_styles_border-style\":\"\",\"row_styles_border-color\":\"\",\"row_styles_color\":\"\",\"row_styles_height\":\"\",\"row_styles_width\":\"\",\"row_styles_font-size\":\"\",\"row_styles_margin\":\"\",\"row_styles_padding\":\"\",\"row_styles_display\":\"\",\"row_styles_show_advanced_css\":\"0\",\"row_styles_advanced\":\"\",\"row-odd_styles_background-color\":\"\",\"row-odd_styles_border\":\"\",\"row-odd_styles_border-style\":\"\",\"row-odd_styles_border-color\":\"\",\"row-odd_styles_color\":\"\",\"row-odd_styles_height\":\"\",\"row-odd_styles_width\":\"\",\"row-odd_styles_font-size\":\"\",\"row-odd_styles_margin\":\"\",\"row-odd_styles_padding\":\"\",\"row-odd_styles_display\":\"\",\"row-odd_styles_show_advanced_css\":\"0\",\"row-odd_styles_advanced\":\"\",\"success-msg_styles_background-color\":\"\",\"success-msg_styles_border\":\"\",\"success-msg_styles_border-style\":\"\",\"success-msg_styles_border-color\":\"\",\"success-msg_styles_color\":\"\",\"success-msg_styles_height\":\"\",\"success-msg_styles_width\":\"\",\"success-msg_styles_font-size\":\"\",\"success-msg_styles_margin\":\"\",\"success-msg_styles_padding\":\"\",\"success-msg_styles_display\":\"\",\"success-msg_styles_show_advanced_css\":\"0\",\"success-msg_styles_advanced\":\"\",\"error_msg_styles_background-color\":\"\",\"error_msg_styles_border\":\"\",\"error_msg_styles_border-style\":\"\",\"error_msg_styles_border-color\":\"\",\"error_msg_styles_color\":\"\",\"error_msg_styles_height\":\"\",\"error_msg_styles_width\":\"\",\"error_msg_styles_font-size\":\"\",\"error_msg_styles_margin\":\"\",\"error_msg_styles_padding\":\"\",\"error_msg_styles_display\":\"\",\"error_msg_styles_show_advanced_css\":\"0\",\"error_msg_styles_advanced\":\"\",\"honeypotHoneypotError\":\"Error de Honeypot\",\"fieldsMarkedRequired\":\" \",\"currency\":\"\",\"unique_field_error\":\"A form with this value has already been submitted.\",\"drawerDisabled\":\"\",\"repeatable_fieldsets\":\"\",\"allow_public_link\":0,\"embed_form\":\"\",\"form_title_heading_level\":\"3\",\"ninjaForms\":\"Ninja Forms\",\"fieldTextareaRTEInsertLink\":\"Insertar enlace\",\"fieldTextareaRTEInsertMedia\":\"Insertar medios\",\"fieldTextareaRTESelectAFile\":\"Seleccione un archivo\",\"formHoneypot\":\"Si eres un ser humano y est\\u00e1s viendo este campo, por favor d\\u00e9jalo vac\\u00edo.\",\"fileUploadOldCodeFileUploadInProgress\":\"Subida de archivo en curso.\",\"fileUploadOldCodeFileUpload\":\"SUBIDA DE ARCHIVO\",\"currencySymbol\":\"&#36;\",\"thousands_sep\":\".\",\"decimal_point\":\",\",\"siteLocale\":\"es_ES\",\"dateFormat\":\"m\\\/d\\\/Y\",\"startOfWeek\":\"0\",\"of\":\"de\",\"previousMonth\":\"Mes anterior\",\"nextMonth\":\"Pr\\u00f3ximo mes\",\"months\":[\"Enero\",\"Febrero\",\"Marzo\",\"Abril\",\"Mayo\",\"Junio\",\"Julio\",\"Agosto\",\"Septiembre\",\"Octubre\",\"Noviembre\",\"Diciembre\"],\"monthsShort\":[\"Ene\",\"Feb\",\"Mar\",\"Abr\",\"Mayo\",\"Jun\",\"Jul\",\"Ago\",\"Sep\",\"Oct\",\"Nov\",\"Dic\"],\"weekdays\":[\"Domingo\",\"Lunes\",\"Martes\",\"Mi\\u00e9rcoles\",\"Jueves\",\"Viernes\",\"S\\u00e1bado\"],\"weekdaysShort\":[\"Dom\",\"Lun\",\"Mar\",\"Mi\\u00e9\",\"Jue\",\"Vie\",\"S\\u00e1b\"],\"weekdaysMin\":[\"Do\",\"Lu\",\"Ma\",\"Mi\",\"Ju\",\"Vi\",\"S\\u00e1\"],\"recaptchaConsentMissing\":\"reCaptcha validation couldn&#039;t load.\",\"recaptchaMissingCookie\":\"reCaptcha v3 validation couldn&#039;t load the cookie needed to submit the form.\",\"recaptchaConsentEvent\":\"Accept reCaptcha cookies before sending the form.\",\"currency_symbol\":\"\",\"beforeForm\":\"\",\"beforeFields\":\"\",\"afterFields\":\"\",\"afterForm\":\"\"};form.fields=[{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":1,\"idAttribute\":\"id\",\"label_pos\":\"above\",\"required\":1,\"placeholder\":\"Name\",\"default\":\"\",\"wrapper_class\":\"\",\"element_class\":\"\",\"container_class\":\"\",\"input_limit\":\"\",\"input_limit_type\":\"characters\",\"input_limit_msg\":\"Character(s) left\",\"manual_key\":\"\",\"disable_input\":\"\",\"admin_label\":\"\",\"help_text\":\"\",\"desc_text\":\"\",\"disable_browser_autocomplete\":\"\",\"mask\":\"\",\"custom_mask\":\"\",\"wrap_styles_background-color\":\"\",\"wrap_styles_border\":\"\",\"wrap_styles_border-style\":\"\",\"wrap_styles_border-color\":\"\",\"wrap_styles_color\":\"\",\"wrap_styles_height\":\"\",\"wrap_styles_width\":\"\",\"wrap_styles_font-size\":\"\",\"wrap_styles_margin\":\"\",\"wrap_styles_padding\":\"\",\"wrap_styles_display\":\"\",\"wrap_styles_float\":\"\",\"wrap_styles_show_advanced_css\":0,\"wrap_styles_advanced\":\"\",\"label_styles_background-color\":\"\",\"label_styles_border\":\"\",\"label_styles_border-style\":\"\",\"label_styles_border-color\":\"\",\"label_styles_color\":\"\",\"label_styles_height\":\"\",\"label_styles_width\":\"\",\"label_styles_font-size\":\"\",\"label_styles_margin\":\"\",\"label_styles_padding\":\"\",\"label_styles_display\":\"\",\"label_styles_float\":\"\",\"label_styles_show_advanced_css\":0,\"label_styles_advanced\":\"\",\"element_styles_background-color\":\"\",\"element_styles_border\":\"\",\"element_styles_border-style\":\"\",\"element_styles_border-color\":\"\",\"element_styles_color\":\"\",\"element_styles_height\":\"\",\"element_styles_width\":\"\",\"element_styles_font-size\":\"\",\"element_styles_margin\":\"\",\"element_styles_padding\":\"\",\"element_styles_display\":\"\",\"element_styles_float\":\"\",\"element_styles_show_advanced_css\":0,\"element_styles_advanced\":\"\",\"cellcid\":\"c3277\",\"label\":\"Name\",\"key\":\"name\",\"type\":\"textbox\",\"created_at\":\"2020-01-13 23:27:16\",\"custom_name_attribute\":\"\",\"personally_identifiable\":\"\",\"value\":\"\",\"field_label\":\"Name\",\"field_key\":\"name\",\"id\":\"68_1\",\"beforeField\":\"\",\"afterField\":\"\",\"parentType\":\"textbox\",\"element_templates\":[\"textbox\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":2,\"idAttribute\":\"id\",\"label_pos\":\"above\",\"required\":1,\"placeholder\":\"Email\",\"default\":\"\",\"wrapper_class\":\"\",\"element_class\":\"\",\"container_class\":\"\",\"admin_label\":\"\",\"help_text\":\"\",\"desc_text\":\"<p><br><\\\/p>\",\"wrap_styles_background-color\":\"\",\"wrap_styles_border\":\"\",\"wrap_styles_border-style\":\"\",\"wrap_styles_border-color\":\"\",\"wrap_styles_color\":\"\",\"wrap_styles_height\":\"\",\"wrap_styles_width\":\"\",\"wrap_styles_font-size\":\"\",\"wrap_styles_margin\":\"\",\"wrap_styles_padding\":\"\",\"wrap_styles_display\":\"\",\"wrap_styles_float\":\"\",\"wrap_styles_show_advanced_css\":0,\"wrap_styles_advanced\":\"\",\"label_styles_background-color\":\"\",\"label_styles_border\":\"\",\"label_styles_border-style\":\"\",\"label_styles_border-color\":\"\",\"label_styles_color\":\"\",\"label_styles_height\":\"\",\"label_styles_width\":\"\",\"label_styles_font-size\":\"\",\"label_styles_margin\":\"\",\"label_styles_padding\":\"\",\"label_styles_display\":\"\",\"label_styles_float\":\"\",\"label_styles_show_advanced_css\":0,\"label_styles_advanced\":\"\",\"element_styles_background-color\":\"\",\"element_styles_border\":\"\",\"element_styles_border-style\":\"\",\"element_styles_border-color\":\"\",\"element_styles_color\":\"\",\"element_styles_height\":\"\",\"element_styles_width\":\"\",\"element_styles_font-size\":\"\",\"element_styles_margin\":\"\",\"element_styles_padding\":\"\",\"element_styles_display\":\"\",\"element_styles_float\":\"\",\"element_styles_show_advanced_css\":0,\"element_styles_advanced\":\"\",\"cellcid\":\"c3281\",\"label\":\"Email\",\"key\":\"email\",\"type\":\"email\",\"created_at\":\"2020-01-13 23:27:16\",\"custom_name_attribute\":\"email\",\"personally_identifiable\":1,\"value\":\"\",\"drawerDisabled\":\"\",\"field_label\":\"Email\",\"field_key\":\"email\",\"id\":\"69_1\",\"beforeField\":\"\",\"afterField\":\"\",\"parentType\":\"email\",\"element_templates\":[\"email\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":3,\"idAttribute\":\"id\",\"label\":\"Phone:\",\"type\":\"phone\",\"key\":\"phone_1608691878899\",\"label_pos\":\"hidden\",\"required\":\"\",\"default\":\"\",\"placeholder\":\"Phone\",\"container_class\":\"\",\"element_class\":\"\",\"input_limit\":\"\",\"input_limit_type\":\"characters\",\"input_limit_msg\":\"Character(s) left\",\"manual_key\":\"\",\"admin_label\":\"\",\"help_text\":\"\",\"mask\":\"\",\"custom_mask\":\"\",\"custom_name_attribute\":\"phone\",\"personally_identifiable\":1,\"value\":\"\",\"drawerDisabled\":\"\",\"field_label\":\"Phone:\",\"field_key\":\"phone_1608691878899\",\"id\":\"76_1\",\"beforeField\":\"\",\"afterField\":\"\",\"parentType\":\"textbox\",\"element_templates\":[\"tel\",\"textbox\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":4,\"idAttribute\":\"id\",\"type\":\"checkbox\",\"label\":\"I consent to receive information by text message from Manuel Diaz Law Firm, PC at the mobile number provided above. <a target=\\\"_blank\\\" href=\\\"\\\/mobile-privacy-policy\\\/\\\">Mobile Privacy Policy<\\\/a>\",\"key\":\"i_consent_to_receive_information_by_text_message_from_manuel_diaz_law_firm_pc_at_the_mobile_number_provided_above_less_than_a_target_blank_href_mobile-privacy-policy_greater_than_mobile_privacy_policy_less_than_a_greater_than_1709798891311\",\"label_pos\":\"right\",\"required\":1,\"container_class\":\"\",\"element_class\":\"\",\"manual_key\":false,\"admin_label\":\"\",\"help_text\":\"\",\"desc_text\":\"<br>\",\"default_value\":\"unchecked\",\"checked_value\":\"Checked\",\"unchecked_value\":\"Unchecked\",\"checked_calc_value\":\"\",\"unchecked_calc_value\":\"\",\"drawerDisabled\":false,\"id\":\"125_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"parentType\":\"checkbox\",\"element_templates\":[\"checkbox\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":5,\"idAttribute\":\"id\",\"type\":\"checkbox\",\"label\":\" By checking this box, I agree to these <a target=\\\"_blank\\\" href=\\\"\\\/mobile-terms-and-conditions\\\/\\\">Mobile Terms &amp; Conditions<\\\/a>. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. Text HELP for help &amp; STOP to unsubscribe.\",\"key\":\"by_checking_this_box_i_agree_to_these_less_than_a_target_blank_href_mobile-terms-and-conditions_greater_than_mobile_terms_and_amp_conditions_less_than_a_greater_than_message_and_data_rates_may_apply_carriers_are_not_liable_for_delayed_or_undelivered_messages_text_help_for_help_and_amp_stop_to_unsubscribe_1709798900670\",\"label_pos\":\"right\",\"required\":1,\"container_class\":\"\",\"element_class\":\"\",\"manual_key\":false,\"admin_label\":\"\",\"help_text\":\"\",\"desc_text\":\"\",\"default_value\":\"unchecked\",\"checked_value\":\"Checked\",\"unchecked_value\":\"Unchecked\",\"checked_calc_value\":\"\",\"unchecked_calc_value\":\"\",\"drawerDisabled\":false,\"id\":\"126_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"parentType\":\"checkbox\",\"element_templates\":[\"checkbox\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":6,\"idAttribute\":\"id\",\"drawerDisabled\":\"\",\"key\":\"hr_1581721512969\",\"element_class\":\"\",\"container_class\":\"\",\"type\":\"hr\",\"label\":\"Divider\",\"field_label\":\"Divider\",\"field_key\":\"hr_1581721512969\",\"id\":\"73_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"label_pos\":\"hidden\",\"parentType\":\"hr\",\"element_templates\":[\"hr\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":7,\"idAttribute\":\"id\",\"label\":\"HTML\",\"type\":\"html\",\"default\":\"<p class=\\\"custom-label\\\">Where did you hear about us?<\\\/p>\",\"container_class\":\"\",\"element_class\":\"\",\"key\":\"html_1581721421367\",\"drawerDisabled\":\"\",\"field_label\":\"HTML\",\"field_key\":\"html_1581721421367\",\"id\":\"74_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"<p class=\\\"custom-label\\\">Where did you hear about us?<\\\/p>\",\"label_pos\":\"hidden\",\"parentType\":\"html\",\"element_templates\":[\"html\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":8,\"idAttribute\":\"id\",\"label\":\"Where did you hear about us?\",\"type\":\"listselect\",\"key\":\"where_did_you_hear_about_us_1581721147645\",\"label_pos\":\"hidden\",\"required\":\"\",\"options\":[{\"errors\":[],\"max_options\":0,\"label\":\"Google\",\"value\":\"google\",\"calc\":\"\",\"selected\":0,\"order\":1,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}},{\"errors\":[],\"max_options\":0,\"label\":\"Facebook\",\"value\":\"facebook\",\"calc\":\"\",\"selected\":0,\"order\":2,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}},{\"errors\":[],\"max_options\":0,\"label\":\"Flyer\",\"value\":\"flyer\",\"calc\":\"\",\"selected\":0,\"order\":3,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}},{\"errors\":[],\"max_options\":0,\"order\":4,\"new\":false,\"options\":[],\"label\":\"Friend\",\"value\":\"friend\",\"calc\":\"\",\"selected\":0,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}},{\"errors\":[],\"max_options\":0,\"order\":5,\"new\":false,\"options\":[],\"label\":\"TV\",\"value\":\"tv\",\"calc\":\"\",\"selected\":0,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}},{\"errors\":[],\"max_options\":0,\"order\":6,\"new\":false,\"options\":[],\"label\":\"Radio\",\"value\":\"radio\",\"calc\":\"\",\"selected\":0,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}},{\"errors\":[],\"max_options\":0,\"order\":7,\"new\":false,\"options\":[],\"label\":\"Other\",\"value\":\"other\",\"calc\":\"\",\"selected\":0,\"settingModel\":{\"settings\":false,\"hide_merge_tags\":false,\"error\":false,\"name\":\"options\",\"type\":\"option-repeater\",\"label\":\"Options <a href=\\\"#\\\" class=\\\"nf-add-new\\\">Add New<\\\/a> <a href=\\\"#\\\" class=\\\"extra nf-open-import-tooltip\\\"><i class=\\\"fa fa-sign-in\\\" aria-hidden=\\\"true\\\"><\\\/i> Import<\\\/a>\",\"width\":\"full\",\"group\":\"\",\"value\":[{\"label\":\"One\",\"value\":\"one\",\"calc\":\"\",\"selected\":0,\"order\":0},{\"label\":\"Two\",\"value\":\"two\",\"calc\":\"\",\"selected\":0,\"order\":1},{\"label\":\"Three\",\"value\":\"three\",\"calc\":\"\",\"selected\":0,\"order\":2}],\"columns\":{\"label\":{\"header\":\"Label\",\"default\":\"\"},\"value\":{\"header\":\"Value\",\"default\":\"\"},\"calc\":{\"header\":\"Calc Value\",\"default\":\"\"},\"selected\":{\"header\":\"<span class=\\\"dashicons dashicons-yes\\\"><\\\/span>\",\"default\":0}}}}],\"container_class\":\"\",\"element_class\":\"\",\"admin_label\":\"\",\"help_text\":\"\",\"desc_text\":\"<p><br><\\\/p>\",\"drawerDisabled\":\"\",\"field_label\":\"Where did you hear about us?\",\"field_key\":\"where_did_you_hear_about_us_1581721147645\",\"id\":\"72_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"parentType\":\"list\",\"element_templates\":[\"listselect\",\"input\"],\"old_classname\":\"list-select\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":9,\"idAttribute\":\"id\",\"key\":\"hr_1581721517695\",\"element_class\":\"\",\"container_class\":\"\",\"type\":\"hr\",\"label\":\"Divider\",\"field_label\":\"Divider\",\"field_key\":\"hr_1581721517695\",\"id\":\"75_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"label_pos\":\"hidden\",\"parentType\":\"hr\",\"element_templates\":[\"hr\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":10,\"idAttribute\":\"id\",\"label_pos\":\"above\",\"required\":1,\"placeholder\":\"Tell us about your case and how our team can help.\",\"default\":\"\",\"wrapper_class\":\"\",\"element_class\":\"\",\"container_class\":\"\",\"input_limit\":\"\",\"input_limit_type\":\"characters\",\"input_limit_msg\":\"Character(s) left\",\"manual_key\":\"\",\"disable_input\":\"\",\"admin_label\":\"\",\"help_text\":\"\",\"desc_text\":\"\",\"disable_browser_autocomplete\":\"\",\"textarea_rte\":\"\",\"disable_rte_mobile\":\"\",\"textarea_media\":\"\",\"wrap_styles_background-color\":\"\",\"wrap_styles_border\":\"\",\"wrap_styles_border-style\":\"\",\"wrap_styles_border-color\":\"\",\"wrap_styles_color\":\"\",\"wrap_styles_height\":\"\",\"wrap_styles_width\":\"\",\"wrap_styles_font-size\":\"\",\"wrap_styles_margin\":\"\",\"wrap_styles_padding\":\"\",\"wrap_styles_display\":\"\",\"wrap_styles_float\":\"\",\"wrap_styles_show_advanced_css\":0,\"wrap_styles_advanced\":\"\",\"label_styles_background-color\":\"\",\"label_styles_border\":\"\",\"label_styles_border-style\":\"\",\"label_styles_border-color\":\"\",\"label_styles_color\":\"\",\"label_styles_height\":\"\",\"label_styles_width\":\"\",\"label_styles_font-size\":\"\",\"label_styles_margin\":\"\",\"label_styles_padding\":\"\",\"label_styles_display\":\"\",\"label_styles_float\":\"\",\"label_styles_show_advanced_css\":0,\"label_styles_advanced\":\"\",\"element_styles_background-color\":\"\",\"element_styles_border\":\"\",\"element_styles_border-style\":\"\",\"element_styles_border-color\":\"\",\"element_styles_color\":\"\",\"element_styles_height\":\"\",\"element_styles_width\":\"\",\"element_styles_font-size\":\"\",\"element_styles_margin\":\"\",\"element_styles_padding\":\"\",\"element_styles_display\":\"\",\"element_styles_float\":\"\",\"element_styles_show_advanced_css\":0,\"element_styles_advanced\":\"\",\"cellcid\":\"c3284\",\"label\":\"Tell Us About Your Case:\",\"key\":\"tell_us_about_your_case_1584898579508\",\"type\":\"textarea\",\"created_at\":\"2020-01-13 23:27:16\",\"value\":\"\",\"drawerDisabled\":\"\",\"field_label\":\"Tell Us About Your Case:\",\"field_key\":\"tell_us_about_your_case_1584898579508\",\"id\":\"70_1\",\"beforeField\":\"\",\"afterField\":\"\",\"parentType\":\"textarea\",\"element_templates\":[\"textarea\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":11,\"idAttribute\":\"id\",\"label\":\"Recaptcha\",\"type\":\"recaptcha\",\"container_class\":\"\",\"element_class\":\"\",\"size\":\"visible\",\"key\":\"recaptcha_1607664743982\",\"drawerDisabled\":\"\",\"field_label\":\"Recaptcha\",\"field_key\":\"recaptcha_1607664743982\",\"id\":\"77_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"label_pos\":\"hidden\",\"parentType\":\"textbox\",\"element_templates\":[\"recaptcha\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap\",\"site_key\":\"6LcJ3gEaAAAAABfnX2wt7mhg3HSgTnZJ56eFLYAv\",\"theme\":\"light\",\"lang\":\"en, es\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":12,\"idAttribute\":\"id\",\"label\":\"UTM\",\"type\":\"hidden\",\"key\":\"utm_1681360936217\",\"default\":\"{handl:utm_campaign}\",\"admin_label\":\"\",\"drawerDisabled\":false,\"id\":\"96_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"label_pos\":\"hidden\",\"parentType\":\"hidden\",\"element_templates\":[\"hidden\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap-no-label\"},{\"objectType\":\"Field\",\"objectDomain\":\"fields\",\"editActive\":false,\"order\":13,\"idAttribute\":\"id\",\"processing_label\":\"Processing\",\"container_class\":\"\",\"element_class\":\"\",\"wrap_styles_background-color\":\"\",\"wrap_styles_border\":\"\",\"wrap_styles_border-style\":\"\",\"wrap_styles_border-color\":\"\",\"wrap_styles_color\":\"\",\"wrap_styles_height\":\"\",\"wrap_styles_width\":\"\",\"wrap_styles_font-size\":\"\",\"wrap_styles_margin\":\"\",\"wrap_styles_padding\":\"\",\"wrap_styles_display\":\"\",\"wrap_styles_float\":\"\",\"wrap_styles_show_advanced_css\":0,\"wrap_styles_advanced\":\"\",\"label_styles_background-color\":\"\",\"label_styles_border\":\"\",\"label_styles_border-style\":\"\",\"label_styles_border-color\":\"\",\"label_styles_color\":\"\",\"label_styles_height\":\"\",\"label_styles_width\":\"\",\"label_styles_font-size\":\"\",\"label_styles_margin\":\"\",\"label_styles_padding\":\"\",\"label_styles_display\":\"\",\"label_styles_float\":\"\",\"label_styles_show_advanced_css\":0,\"label_styles_advanced\":\"\",\"element_styles_background-color\":\"\",\"element_styles_border\":\"\",\"element_styles_border-style\":\"\",\"element_styles_border-color\":\"\",\"element_styles_color\":\"\",\"element_styles_height\":\"\",\"element_styles_width\":\"\",\"element_styles_font-size\":\"\",\"element_styles_margin\":\"\",\"element_styles_padding\":\"\",\"element_styles_display\":\"\",\"element_styles_float\":\"\",\"element_styles_show_advanced_css\":0,\"element_styles_advanced\":\"\",\"submit_element_hover_styles_background-color\":\"\",\"submit_element_hover_styles_border\":\"\",\"submit_element_hover_styles_border-style\":\"\",\"submit_element_hover_styles_border-color\":\"\",\"submit_element_hover_styles_color\":\"\",\"submit_element_hover_styles_height\":\"\",\"submit_element_hover_styles_width\":\"\",\"submit_element_hover_styles_font-size\":\"\",\"submit_element_hover_styles_margin\":\"\",\"submit_element_hover_styles_padding\":\"\",\"submit_element_hover_styles_display\":\"\",\"submit_element_hover_styles_float\":\"\",\"submit_element_hover_styles_show_advanced_css\":0,\"submit_element_hover_styles_advanced\":\"\",\"cellcid\":\"c3287\",\"label\":\"Request Free Consultation\",\"key\":\"request_free_consultation_1584898591830\",\"type\":\"submit\",\"created_at\":\"2020-01-13 23:27:16\",\"drawerDisabled\":\"\",\"field_label\":\"Request Free Consultation\",\"field_key\":\"request_free_consultation_1584898591830\",\"id\":\"71_1\",\"beforeField\":\"\",\"afterField\":\"\",\"value\":\"\",\"label_pos\":\"hidden\",\"parentType\":\"textbox\",\"element_templates\":[\"submit\",\"button\",\"input\"],\"old_classname\":\"\",\"wrap_template\":\"wrap-no-label\"}];nfForms.push(form);<\/script>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2c7c33a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2c7c33a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-97c1e92\" data-id=\"97c1e92\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95ba525 elementor-widget elementor-widget-heading\" data-id=\"95ba525\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><font face=\"Playfair Display, Lato\"><span style=\"font-size: 24px\"><u>Third-Party Claims<\/u><\/span><\/font><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ca14019 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ca14019\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10e7189\" data-id=\"10e7189\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b313d4d elementor-widget elementor-widget-text-editor\" data-id=\"b313d4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Among your insurer\u2019s obligations is to protect your policy against third-party claims (e.g., when a person sues you for personal injury or damages to his or her property due to an accident you are suspected of causing). The following are signs that they are committing bad faith practices:<\/p><p>\u25cf Failing to defend you against a third-party claim<br \/>\u25cf Non-payment of legal defense costs<\/p><p>The distinction between the third party and first-party claims impacts various important insurance coverage issues, such as the duty to defend, the applicable statutes of limitation, the duty to defend and to indemnify, notice and proof of loss, and applicable causation requirements.<br \/>Manuel Diaz Law Firm, PC is ready to take on even the largest insurers and hold them accountable for their actions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-24a310d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"24a310d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c6dcc8c\" data-id=\"c6dcc8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-abfd409 elementor-widget elementor-widget-heading\" data-id=\"abfd409\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Seeking Compensation for Bad Faith Insurance Practices\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a1e1339 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a1e1339\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1347f9\" data-id=\"c1347f9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73a0622 elementor-widget elementor-widget-text-editor\" data-id=\"73a0622\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>If an insurance company has acted in bad faith while handling your claim, you may be able to recover a fair settlement through a written accusation, created with the help of your first-party claim law firm. Sometimes even the mention of \u201cbad faith\u201d can inspire quick action on the part of the insurer.<\/p><p>If that doesn\u2019t work, however, you as a policyholder are entitled to file a <a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services\/personal-injury-attorneys\">personal injury claim<\/a>. First, your Dallas first-party claims attorney will help you recover damages for breach of contract, which can include the benefits due under the policy, as well as interest. You may also be able to recover bad faith damages, which would include economic losses, emotional distress, and legal fees. In some cases, you may even be able to secure punitive damages if there\u2019s evidence an insurer acted in malice or fraud.<br \/>Your lawyer will know exactly what to do when the insurance company refuses to negotiate in good faith. We will work to see you receive the full value of what you are owed under the law.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c965a6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c965a6f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17d2715\" data-id=\"17d2715\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab6900e elementor-widget elementor-widget-heading\" data-id=\"ab6900e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Contact Manuel Diaz Law Firm, PC.\nFirst-party Claims Experts in Dallas, TX<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb7a2ea elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"eb7a2ea\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5026f0\" data-id=\"c5026f0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99d2916 elementor-widget elementor-widget-text-editor\" data-id=\"99d2916\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Don\u2019t let an insurance company take advantage of you during your most vulnerable time. Increase your odds of winning your case and securing favorable compensation by hiring one of our seasoned lawyers. For a free consultation with one of first-party claims lawyers over at Manuel Diaz Law Firm, PC, contact us by calling 555-555-5555 or filling out the online contact form at the bottom of this page.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-589d4364 elementor-section-content-middle elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"589d4364\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-42769206 practice-areas-column\" data-id=\"42769206\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3af194ed elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3af194ed\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2409d3fe\" data-id=\"2409d3fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e2e9b75 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"5e2e9b75\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img decoding=\"async\" width=\"300\" height=\"150\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg\" class=\"attachment-medium size-medium wp-image-7452\" alt=\"ALE\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-16x8.jpg 16w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE.jpg 962w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Additional Living Expenses Claims <\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-53abfc28\" data-id=\"53abfc28\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7217d980 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"7217d980\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock2\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img fetchpriority=\"high\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144.jpg\" class=\"attachment-full size-full wp-image-6513\" alt=\"Insurance file with calculator, pen, coins and glass jar\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Commercial General Liability Losses<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6a274ac2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6a274ac2\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-481db1b6\" data-id=\"481db1b6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f7e56d6 closeBtnBlock close-btn elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"3f7e56d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5732cd5b elementor-widget elementor-widget-heading\" data-id=\"5732cd5b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/additional-living-expense-ale-insurance\/\">Additional Living Expense (ALE) Insurance<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-31d3a31e elementor-widget elementor-widget-text-editor\" data-id=\"31d3a31e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b2a4308 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" style=\"box-sizing: border-box; position: relative; color: #0c2849; font-family: Lato, sans-serif; font-size: 18px;\" data-id=\"4b2a4308\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-wider\" style=\"box-sizing: border-box; font-size: 18px; margin-right: auto; margin-left: auto; display: flex; position: relative; max-width: 1200px;\"><div class=\"elementor-row\" style=\"box-sizing: border-box; font-size: 18px; width: 1200px; display: flex;\"><div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-22f07cb0\" style=\"box-sizing: border-box; font-size: 18px; min-height: 1px; position: relative; display: flex; width: 796.953px;\" data-id=\"22f07cb0\" data-element_type=\"column\"><div class=\"elementor-column-wrap elementor-element-populated\" style=\"box-sizing: border-box; font-size: 18px; padding: 30px; position: relative; display: flex; width: 796.953px;\"><div class=\"elementor-widget-wrap\" style=\"box-sizing: border-box; font-size: 18px; position: relative; width: 736.953px; flex-wrap: wrap; align-content: flex-start; display: flex;\"><div class=\"elementor-element elementor-element-5d65f133 elementor-widget elementor-widget-text-editor\" style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 20px; position: relative; width: 736.953px;\" data-id=\"5d65f133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\" style=\"box-sizing: border-box; font-size: 18px; transition: background 0.3s ease 0s, border 0.3s ease 0s, border-radius 0.3s ease 0s, box-shadow 0.3s ease 0s, -webkit-border-radius 0.3s ease 0s, -webkit-box-shadow 0.3s ease 0s;\"><div class=\"elementor-text-editor elementor-clearfix\" style=\"box-sizing: border-box; font-size: 18px;\"><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-weight: bold;\">What Is Additional Living Expense (ALE) Insurance?<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Additional living expense (ALE) insurance refers to coverage under a homeowner\u2019s, condominium owner\u2019s, or renter\u2019s insurance policy that covers the additional costs of living that are incurred by the policyholder should they be temporarily displaced from their place of residence. Such coverage usually amounts to about 10 to 20 percent of the insurance that covers the dwelling.<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-weight: bold;\">KEY TAKEAWAYS:<\/span><\/p><ul style=\"box-sizing: border-box; font-size: 18px;\"><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Additional Living Expense (ALE) Insurance covers additional costs incurred if a homeowner is displaced and must pay out of pocket as a result.<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">ALE coverage is included in most homeowners or renter\u2019s insurance policies.<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">This covers expenses such as food and staying at a hotel until the primary dwelling is inhabitable.<\/span><\/li><\/ul><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-weight: bold;\">How Additional Living Expense Insurance Works<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Additional living expense insurance can cover things like the increase in a monthly food bill due to having to eat out at restaurants or even the loss of income that might be incurred if the insured person were renting out part of their dwelling to a tenant. Essentially, the insurance is intended to cover the insured person for the extra expenses he or she may incur due to being temporarily displaced from their home, such as with a fire or flood.<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Imagine, as an example, that a tornado renders a policyholder\u2019s house uninhabitable, requiring them to relocate for several months until it has been repaired. ALE coverage helps pay for costs like hotel stays, until you are able to return to your home. Some of the other items provided for under ALE coverage may include:<\/span><\/p><ul style=\"box-sizing: border-box; font-size: 18px;\"><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Costs of doing laundry: If you have to send your laundry out because you don\u2019t have access to a washer and dryer at your temporary home, then it may be covered, for example<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Furniture rental: Costs to rent special items you are usually used to having may be covered and considered<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Storage costs for contents under special circumstances<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Moving or displacement costs<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Pet boarding<\/span><\/li><\/ul><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Although the above costs may be covered by ALE, there will always be an assessment on how claimed costs compare to the normal costs of a policyholder\u2019s lifestyle because additional living expenses are meant to cover the difference between what you normally pay and what you now have to pay, due to the fact you\u2019re not living at home.<\/span><\/p><\/div><\/div><\/div><div class=\"elementor-element elementor-element-11c42b7a elementor-widget elementor-widget-text-editor\" style=\"box-sizing: border-box; font-size: 18px; position: relative; width: 736.953px; color: #141941; font-family: Lato, Lato; line-height: 34px;\" data-id=\"11c42b7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\" style=\"box-sizing: border-box; font-size: 18px; transition: background 0.3s ease 0s, border 0.3s ease 0s, border-radius 0.3s ease 0s, box-shadow 0.3s ease 0s, -webkit-border-radius 0.3s ease 0s, -webkit-box-shadow 0.3s ease 0s;\"><div class=\"elementor-text-editor elementor-clearfix\" style=\"box-sizing: border-box; font-size: 18px;\"><h4 style=\"box-sizing: border-box; font-size: 24px; margin-bottom: 20px; color: #141941; line-height: 1.5; font-family: 'Playfair Display', Lato;\">What Additional Living Expense Insurance Doesn\u2019t Cover<\/h4><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">ALE overage will not pay for damaged belongings or to the structure of your home, but those should be covered by other elements of your insurance policy. Dwelling and personal property coverage are included standard in most homeowner\u2019s policies as well as other elements like liability coverage.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a2a3a6 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"2a2a3a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4db897e1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4db897e1\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock2\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f9bf1b4\" data-id=\"f9bf1b4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0f9c5e closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e0f9c5e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64a26d5a elementor-widget elementor-widget-heading\" data-id=\"64a26d5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/commercial-liability-losses-claims\/\">COMMERCIAL GENERAL LIABILITY LOSSES<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f44bd9c elementor-widget elementor-widget-text-editor\" data-id=\"3f44bd9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d65f133 elementor-widget elementor-widget-text-editor\" data-id=\"5d65f133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>When your insurance company denies a claim, delays payment of a claim, or refuses to defend you against legal action under a commercial general liability insurance policy, seek legal assistance from experienced insurance law attorneys. We don\u2019t charge unless you win.<\/p><h3>Experienced General Liability Insurance Attorneys For Texas Businesses<\/h3><p>Manuel Diaz Law Firm, PC represents clients who are dealing with complex construction and insurance disputes in Dallas, Fort Worth, San Antonio and throughout Texas. We help clients receive the benefits owed under the insurance policy. This includes both personal insurance policies to protect you from loss and business policies that protect you or your business from loss or legal liability.<\/p><p>Give us a call today to arrange a\u00a0<strong>free<\/strong>\u00a0consultation about your specific situation.\u00a0<\/p><p>Our attorneys are aggressive litigators. We work hard to understand your objectives and resolve the disputes you face as quickly and efficiently as possible. We are highly regarded for our responsiveness to our clients and our ability to address their legal needs when they arise. We understand this could put you and your family in a difficult financial situation, for that reason there is no upfront cost for you. We don\u2019t charge unless you win.<\/p><h3><br \/>Why Should You Have Commercial General Liability Insurance?<\/h3><div><strong>\u00a0<\/strong>Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims. In other words, if a third party claims you caused bodily injury or property damage, your commercial general liability policy may cover the claim for damages, including your legal defense.<\/div><div><p>Many business owners, however, find that a commercial general liability policy doesn\u2019t protect them as they thought it would. The business will then have to face a lawsuit without the protection insurance should provide. If your insurance refuses or delays any claims under your policy, call us for a free consultation to evaluate your legal options.\u00a0<\/p><\/div><\/div><\/div><\/div><div class=\"elementor-element elementor-element-11c42b7a elementor-widget elementor-widget-text-editor\" data-id=\"11c42b7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>When Your Policy Benefits Are Denied<\/h3><p>Our insurance lawyers at Manuel Diaz Law Firm, PC can help you. Our attorneys will conduct an in-depth investigation of your policy and case to look for any sign that your insurance company acted in bad faith, such as denying payment of a claim, unreasonably delaying payment, failing to defend, or otherwise failing to provide the protection you paid for and deserve with no upfront cost for you.\u00a0<\/p><p>Our law firm can file an insurance bad faith lawsuit on your behalf. We can also seek punitive damages in addition to actual damages suffered by your business. Contact us online or call us at 555-555-5555 to arrange a free initial consultation.\u00a0<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-58e96951 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"58e96951\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-418db703 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"418db703\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2ed10096\" data-id=\"2ed10096\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-16a7d414 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"16a7d414\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock3\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1.jpg\" class=\"attachment-full size-full wp-image-6527\" alt=\"1\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1-768x383.jpg 768w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Commercial Property Damage<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-63032dc1\" data-id=\"63032dc1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-671cff hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"671cff\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock4\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption.jpg\" class=\"attachment-full size-full wp-image-7454\" alt=\"business-interruption\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Business Interruption Claims<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-599161a4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"599161a4\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock3\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-615a7c1e\" data-id=\"615a7c1e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a9daf43 closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"7a9daf43\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e7e599 elementor-widget elementor-widget-heading\" data-id=\"e7e599\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/commercial-property-claims\/\">COMMERCIAL PROPERTY DAMAGE<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-375e95e2 elementor-widget elementor-widget-text-editor\" data-id=\"375e95e2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When a catastrophic loss occurs, a business owner\u2019s first impulse is to do whatever necessary to mitigate the loss and resume operations as quickly as possible. But settling a commercial property insurance claim is a complex business transaction, and business owners should treat it as such\u2014using the same diligence and professional assistance as when negotiating a critical business contract. Accepting an insurance company adjuster\u2019s opinions or an insurance company\u2019s offer of settlement in haste \u2014 or without investigation or review of all policies for available coverage by an experienced attorney\u2014 can easily lead to a settlement that is far less than the business bargained for.<\/p><p>A commercial property insurance claim entails restoring the businesses\u2019 property to pre-loss conditions within the limits of insurance purchased while maintaining the business during the time needed to rebuild or repair damaged property. The insured is faced with investigating and documenting losses, tangible and not, and becoming familiar with the insurance policies \u2014 the coverage\u2019s available, limitations on those coverage\u2019s, deductibles, conditions precedent, and specific requirements necessary to make a claim.<\/p><h3>Typical commercial property insurance policies can cover<\/h3><ul><li><b>\u201cProperty Damage,\u201d<\/b>\u00a0including the buildings, fixtures, machines, furnishings, raw materials, and inventory.<\/li><li><b>\u201cBusiness Interruption,\u201d<\/b>\u00a0which is intended to place an insured business in the position it would have attained, had the loss that caused the interruption not occurred. It should provide funds necessary to sustain the insured business while its operations are suspended as a result of damage caused by a covered peril. It typically pays a business\u2019s profit and continuing operating expenses, including payroll, for a specific time period.<\/li><li><b>\u201cExtra Expense,\u201d<\/b>\u00a0which covers expenses incurred in mitigating the business loss, or increased costs in continuing business in the wake of a catastrophe. It can reimburse a policyholder for money spent moving a covered business to a different location while the covered property is restored. It is intended to offset expenses associated with returning to normal operations. Equipment breakdown coverage is often available with this coverage and should be purchased if a customer\u2019s business is dependent upon certain equipment.<\/li><li><b>\u201cContingent Business Interruption\u201d\u00a0<\/b>is usually an extension of the business interruption coverage available in most commercial property policies. Contingent Business Interruption provides the insured with benefits to cover lost profits and extra expenses resulting from damage to a third party\u2019s property, typically in four situations: (1) when the insured business relies on a third party to deliver materials or product; (2) when the insured business depends upon a third party to manufacture products; 3) when the insured business depends on a third party to purchase its products; 4) when the insured business depends on a third party leader location to attract customers.<\/li><li><b>\u201cOrdinary Payroll Coverage\u201d\u00a0<\/b>provides for salaries as a continued expense, and policy may provide coverage for a business to pay hourly employees for a specified period of time while the business is closed.<\/li><li><b>\u201cLoss of Rents\u201d<\/b>\u00a0pays for lost income when a covered rental property is made uninhabitable by a covered event and renters need not make rental payments. A lease or a rental agreement is helpful in estimating the amount of coverage needed.<\/li><li><b>\u201cExtended Period of Indemnity\u201d<\/b>\u00a0provides business interruption and extra expense benefits beyond the period of restoration defined in the standard business interruption policy.<\/li><li><b>\u201cCivil Authority\u201d\u00a0<\/b>coverage provides business income benefits when a civil authority prohibits access to the insured property due to direct physical loss or damage to other property. It is most commonly triggered during mandatory evacuations.<\/li><li><b>\u201cUtility Services \u2013 Time Element\u201d<\/b>\u00a0extends business income and extra expense insurance to protect against losses caused by interruption of services from a specified utility that provides a business with water, power, or communications.<\/li><li><b>\u201cLoss of Ingress or Egress\u201d<\/b>\u00a0provides benefits when, as a direct result of a covered peril, ingress to or egress from real and personal property is prevented.<\/li><\/ul><p>These benefits can sustain a business through a disaster and recovery. Know which coverage\u2019s you purchased, and claim the benefits you are owed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-62f662d5 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"62f662d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-79b9d4c9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"79b9d4c9\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock4\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-22ede87a\" data-id=\"22ede87a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e01106a closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1e01106a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c1feca2 elementor-widget elementor-widget-heading\" data-id=\"7c1feca2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/business-interruption-claim\/\">BUSINESS INTERRUPTION CLAIMS<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-703fcdb4 elementor-widget elementor-widget-text-editor\" data-id=\"703fcdb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d65f133 elementor-widget elementor-widget-text-editor\" data-id=\"5d65f133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>Your insurance doesn\u2019t want to pay? Call us we don\u2019t charge unless we win!\u00a0<\/h3><p>Business interruption insurance is intended for multiple reasons. It promises to compensate the insured for the income that was lost during the time period of interruption resulting from the disaster. Extended business interruption coverage pays for the income that is lost after the property is repaired but before the income returns to the pre-loss level. Contingent business interruption provides the insured with coverage for loss to the property of suppliers or consumers of its products or services.\u00a0<\/p><p>The latter two business interruption options are extensions beyond a basic business interruption insurance policy. Overall, business interruption insurance is intended to allow a business to return to normal operation after a disaster as though the disaster never occurred. Business interruption insurance cannot be purchased as a stand-alone policy but as an addition to the property insurance policy.<\/p><p>Standard time provisions on a business interruption policy are defined as the starting date of the peril, through the repair, and to the restored condition of the loss.<\/p><p>When filing a business interruption claim, a few supporting documents are needed. These documents include business expense reports, business revenue reports, details regarding business history, number of employees, and more. Our expert insurance attorneys will guide you through the entire process. Call us today for a free consultation.<\/p><\/div><\/div><\/div><div class=\"elementor-element elementor-element-11c42b7a elementor-widget elementor-widget-text-editor\" data-id=\"11c42b7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>The basis business interruption claim formula is:<\/h3><p>Net Income + Continuing Expenses + Extra\/Additional Expenses = Business Interruption Loss<\/p><p>There are several elements to be inspected when handling a business interruption claim. Utility costs, payroll, taxes, and additional advertising are some factors that can be overlooked. A thorough inspection is crucial.\u00a0<\/p><p>While a business interruption policy may appear complicated and extraneous, it can be the difference between life or death for your business.\u00a0<\/p><p>Need More Information?<\/p><p>If you run into any issues as a policyholder with your business interruption insurance claim, contact the attorneys at Manuel Diaz Law Firm, PC for a free consultation. We don\u2019t charge unless we win.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7935fd55 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"7935fd55\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-29eaf8f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"29eaf8f\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-45f2e912\" data-id=\"45f2e912\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-74cbfde8 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"74cbfde8\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock5\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4.jpg\" class=\"attachment-full size-full wp-image-6529\" alt=\"4\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\"> Defective Constructions Claims<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5f161f4a\" data-id=\"5f161f4a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69c73a87 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"69c73a87\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock6\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2.jpg\" class=\"attachment-full size-full wp-image-6530\" alt=\"2\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Health Insurance Claims<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-260a9e5c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"260a9e5c\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock5\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-155d196c\" data-id=\"155d196c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b754cd5 closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4b754cd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24782803 elementor-widget elementor-widget-heading\" data-id=\"24782803\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/defective-constructions-claims\/\"> Defective Constructions Claims<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d3bf8ac elementor-widget elementor-widget-text-editor\" data-id=\"7d3bf8ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Construction defects not only devalue properties but also put inhabitants at risk of injury. Some defects are apparent, while others appear several years after construction ends. The insurance law attorneys at Manuel Diaz Law Firm, PC have vast experience with construction defects cases throughout Texas. Our lawyers represent property owners who are victims of negligent construction as well as construction companies and contractors accused of negligence. Over the years, our clients have included community associations, commercial and residential multi-unit property owners and tenants, governmental entities, homeowners, as well as design professionals, contractors, and subcontractors.<\/p><p>\u00a0<\/p><p>If you have a construction defect case, our attorneys will assess the claim at no cost to you. If the case proceeds, we will engage industry experts, such as architects, engineers, and contractors, to evaluate the construction job in question and estimate the cost of repairs. We can negotiate with the developer, contractors, and design professionals as appropriate. And if these pre-suit negotiations do not achieve a resolution, then we will file a lawsuit, interview witnesses, gather relevant documents, and further develop the case for trial. Up to this point, there is no cost to you \u2014 we are paid only when a client recovers money or damages from a judgment or settlement.<\/p><p>To receive a free consultation about your construction defect case, contact Manuel Diaz Law Firm, PC today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-50e30bd9 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"50e30bd9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-440b9917 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"440b9917\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock6\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-150a3a06\" data-id=\"150a3a06\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4cad16f closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4cad16f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fab902e elementor-widget elementor-widget-heading\" data-id=\"6fab902e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/health-insurance-claims\/\">Health Insurance Claims<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64cababf elementor-widget elementor-widget-text-editor\" data-id=\"64cababf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Manuel Diaz Law Firm, PC to protect and uphold the rights of consumers and health care providers dealing with denied medical, disability and life insurance claims. The firm specializes in helping individuals navigate through the confusing and frequently hostile insurance claims process. Manuel Diaz Law Firm, PC also assists medical providers to appeal and litigate wrongful medical claim denials. Through our work, we help stem the tide of bad faith insurance practices, which are now more endemic than ever before. We help our clients get the benefits and compensation promised to them.<\/p><p>Manuel Diaz Law Firm, PC helps individuals, families, and healthcare facilities who have claims related to:<\/p><p>\u00a0<\/p><p><b>ERISA:<\/b><\/p><p>The Employee Retirement Income Security Act is a federal statute that governs the way employers provide health, life, and disability benefits to their employees. If your insurance is provided by your employer, ERISA likely governs your claim.<\/p><p>\u00a0<\/p><h3><b>Denied Medical, Life And Disability Claims:<\/b><\/h3><div><b>\u00a0<\/b>Many denied medical, life, and disability claims don\u2019t fall under the ERISA statute. For example, where insurance is provided through federal, state, or local government employers or through an individual policy, ERISA does not apply. Manuel Diaz Law Firm, PC is experienced in all legal matters related to these non-ERISA claims.<\/div><div>\u00a0<\/div><div><h5>Health Insurance And Managed Care Contracts:\u00a0<\/h5><p>\u00a0Hospitals, doctors and other medical facilities and professionals regularly have their claims wrongfully denied. Patients routinely \u201cassign\u201d their insurance benefits at the time of treatment to their providers, enabling the providers to obtain payment directly from the insurer. The assignment of benefits may allow healthcare providers to appeal denials to the insurer as well. In other cases, denials arise out of managed care contracts the provider has directly with the insurer. In both situations, Manuel Diaz Law Firm, PC brings the resources of attorneys, paralegals, claims processors, and expert\u00a0 professionals to bear in getting claims resolved favorably.<\/p><h5><b>No Charge Until a Settlement or Verdict is Reached<\/b><\/h5><p>Because the firm\u2019s fees are contingency-based, our services are available to anyone who has a valid claim. The firm is only paid if our client receives compensation through a legal settlement or, when trial or arbitration becomes necessary, through a verdict. Choosing the firm as your attorneys gives you the staying power to match well-funded insurance companies and corporations. When your insurance company knows that you won\u2019t be intimidated when a claim is denied, you are much more likely to get a resolution that favors your interests.<\/p><p>For a free initial consultation about your pending or denied medical, disability or life insurance claim, contact our Dallas, Fort Worth, or San Antonio offices at 555-555-5555.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dd4ec74 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"6dd4ec74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2a94e09e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a94e09e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2fb7589f\" data-id=\"2fb7589f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73c51fde hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"73c51fde\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock7\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7.jpg\" class=\"attachment-full size-full wp-image-6531\" alt=\"7\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Life Insurance Claims <\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-69b905eb\" data-id=\"69b905eb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b14c8e hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"5b14c8e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlock8\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage.jpg\" class=\"attachment-full size-full wp-image-7460\" alt=\"property damage\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage-16x8.jpg 16w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Property Damage<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-21a14b7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"21a14b7\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock7\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-30d30f29\" data-id=\"30d30f29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-770e476f closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"770e476f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-385981ce elementor-widget elementor-widget-heading\" data-id=\"385981ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/life-insurance-claims\/\">Life Insurance Claims <\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71a70fe6 elementor-widget elementor-widget-text-editor\" data-id=\"71a70fe6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The death of a family member is traumatic and painful. Moreover, if that person was relied upon to provide financially, the monetary survival of those left behind is at risk.\u00a0<\/p><p>That\u2019s why life insurance exists. Purchasing a life insurance policy is a decision to try to protect the beneficiaries from financial burden if the worst is to happen. The expectation is that the insurance company will pay the agreed-upon death benefit in exchange for all those months and years of paying the premiums. And the family trusts that their trauma and pain won\u2019t be compounded by the prospect of losing their home or not being able to send their children to college.\u00a0<\/p><p>And it\u2019s not just families. Life insurance policies are also commonly used by businesses to protect themselves financially in the event of the death of a core partner, executive, or employee.\u00a0<\/p><p>But insurance companies won\u2019t pay the death benefit if they think they can get away with it. And they can be very creative in trying to do so. If that happens, know that you don\u2019t have to fight alone for the benefits you need and deserve. Manuel Diaz Law Firm, PC insurance recovery attorneys have fought every tactic these companies attempt, and with the help of an attorney, you\u2019ll have a much better chance of a successful resolution.\u00a0<\/p><p>\u00a0<\/p><h4>Ways They\u2019ll Try to Deny<\/h4><p>Depending on the situation and the company in question, the bereaved family or hobbled business may face one or more of the following ploys:\u00a0<\/p><ul><li><b>Retroactive Cancellation:<\/b>\u00a0The insurance company will claim that the policy was voided, expired, or wasn\u2019t paid for prior to death.<\/li><li><b>Death Doesn\u2019t Qualify:<\/b>\u00a0It will claim that the way the policyholder died is not covered.<\/li><li><b>Misrepresentation:<\/b>\u00a0It will allege that the policyholder misrepresented essential facts about himself or herself in the agreement, therefore voiding the policy.\u00a0<\/li><\/ul><p>This is not an exclusive list. Insurance companies are exceedingly creative because denying claims means more money in their pocket.<\/p><h4>Competing Claims<\/h4><p>\u00a0In addition to denied claims, other problems can arise with life insurance. Often, there can be a competing-claims dispute between a newly added beneficiary and the claimant, or a beneficiary who has been removed from the policy and still pursues a claim. Whether an ex-spouse, new spouse, a child, stepchild, friend, or business partner, these situations can be complicated.\u00a0 Determining the rightful beneficiary and proving their claim successfully can be stressful, painful, and lonely. Let Manuel Diaz Law Firm, PC take care of it, we are here to fight to get our clients the benefits they need and deserve.<\/p><div>\u00a0<\/div><h4>How We\u2019ll Fight for You\u00a0<\/h4><p>To start, at Manuel Diaz Law Firm, PC an insurance recovery attorney will review your case in a free consultation. If we take your case, there will not be any upfront costs for you. In these cases, we work on a contingency fee basis, which means we get paid only if you win. In addition, when we win in many of our cases, we are able to make the insurance company pay attorney\u2019s fees and costs.<\/p><p>Your insurance company won\u2019t be happy to hear you\u2019ve hired us. We have a well-earned reputation for being willing to do whatever it takes for our clients, including going to trial if we have to.\u00a0<\/p><p>Our team of experts and investigators will carefully go through the details, circumstances, and fine print of your case and insurance contract. Flimsy excuses and unfounded assertions will fade away, and your chances of getting your benefits will greatly improve.<br \/><br \/><\/p><h4>Call Us \u2013 Don\u2019t Give Up<\/h4><p>It\u2019s important that you call us right away. The faster we get involved, the sooner your case might be resolved in your favor, and the less likely you\u2019ll miss an important detail or deadline that could cause problems if not dealt with in time.\u00a0<\/p><p>You don\u2019t have to fight alone. When we take your case, we\u2019re committing to being there at your side through thick and thin to get you the benefits you deserve, whatever it takes. Call us now for your free, no-obligation consultation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40d57a3b elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"40d57a3b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-9950af3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9950af3\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlock8\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-b341d30\" data-id=\"b341d30\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e9ec818 closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e9ec818\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6cbb206 elementor-widget elementor-widget-heading\" data-id=\"6cbb206\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/property-damage\/\">Property Damage<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c587e68 elementor-widget elementor-widget-text-editor\" data-id=\"c587e68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Manuel Diaz Law Firm, PC we are committed to protecting our clients from liability after an accident causes property damage. Accidents causing defacement, water, wind, fire, or other damage is generally covered by Property Damage Insurance Policies.<\/p><p>\u00a0<\/p><p><b>Dealing With Your Insurance Company Can Be Confusing And Frustrating<\/b><\/p><p>Most insurance companies will make every effort to deny your property damage claim or pay as little as possible. Often, insurance companies are more concerned with preserving their bottom line than providing the policyholders the benefits they paid for. That is why it is critical to have an experienced and knowledgeable attorney fighting for your rights.<\/p><p>The team at Manuel Diaz Law Firm, PC recognize the importance of aggressive representation to ensure the insurance companies remain true to the terms of their policies.<\/p><p>\u00a0<\/p><h3>Don\u2019t Worry, We Can Help!<\/h3><p>Damage to your home or other property from unforeseen accidents can create hazardous living conditions that demand immediate attention. As with all first party claims cases at Manuel Diaz Law Firm, PC there is absolutely no cost to our clients unless we win your case.<\/p><p>Do not hesitate to contact Manuel Diaz Law Firm, PC at 555-555-5555 if you have suffered damages to your home or other property. The property damage attorneys at Manuel Diaz Law Firm, PC are here to protect your rights and help get you the maximum recovery for your claim.<\/p><p>\u00a0<\/p><h3>Types of Property Damage Cases<\/h3><p><b>Windstorm<\/b><\/p><p>A windstorm is a storm with heavy winds but little or no rain. Windstorms can last for a few minutes, a few hours, or even several days. Their winds can go as fast as 33 mph or more. Windstorms can produce power outages, falling trees and structural damage to your home or business.\u00a0<\/p><p><b>Water Damage<\/b><\/p><p>Water can cause serious damage to property and promote the growth of toxic mold that renders the premises unusable. Insurance policies routinely cover water damage, but often exempt flood damage from coverage.<\/p><p><b>Roof Damage<\/b><\/p><p>Roof Damage can be caused by several factors. For example, poor maintenance can cause minor damage to become a major problem. Strong winds can severely damage a poorly maintained roof. Make sure to check that the tiles are securely attached.<\/p><p><b>Pipe Bursts<\/b><\/p><p>Pipe Bursts is very common at home and in public areas. Most pipes burst because the water inside will expand when it starts to freeze. A pipe burst can happen because of age, damage, or misuse. A burst pipe can damage your property and can be expensive depending on the damage it caused.<\/p><p><b>Flooding<\/b><\/p><p>A flood is a natural event where a piece of land that is usually dry, suddenly gets submerged underwater. Flooding can occur from excessive rainfall; this leads to an overflow of water from rivers or lakes causing property and home damage.<\/p><p><b>Lightning<\/b><\/p><p>Lightning is an electric current. Lightning occurs when a natural electrical discharge of very short duration and high voltage between a cloud and the ground happens. Lightning can cause fire, building damage, and appliance damage.<\/p><p><b>Vandalism<\/b><\/p><p>Vandalism is an action that involves the destruction of something or damage to public or private property like your home or business.\u00a0<\/p><p><b>Fire Damage<\/b><\/p><p>Fire damage is damage caused to a building or object after a fire occurred. The effects of fire damage can be devastating and can leave you without your personal belongings or even without a home.<\/p><p><b>Earthquake Damage<\/b><\/p><p>Earthquakes, aftershocks, and ground vibrations from construction can wreak havoc, causing foundation and wall cracks, breaking windows, knocking over and destroying personal property, and making a mess of your home.<\/p><h3>No Charge Until you win!<\/h3><p>We only get paid if our client receives compensation through a legal settlement or, when trial or arbitration becomes necessary, through a verdict. Choosing the Manuel DIaz Law Firm, PC as your attorneys will give you the power to match well-funded insurance companies and corporations.\u00a0<\/p><p>For a free initial consultation about your pending or denied property insurance claim, contact our Dallas, Fort Worth, or San Antonio offices at 555-555-5555 for a\u00a0<strong>free consultation<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aa6e46 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"9aa6e46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e8b9e8 elementor-section-content-middle elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8e8b9e8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-071dd80 practice-areas-column\" data-id=\"071dd80\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a08f121 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a08f121\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a2c8e35\" data-id=\"a2c8e35\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4637d48 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"4637d48\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM1\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img decoding=\"async\" width=\"300\" height=\"150\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg\" class=\"attachment-medium size-medium wp-image-7452\" alt=\"ALE\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-16x8.jpg 16w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE.jpg 962w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Additional Living Expenses Claims <\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1e3f108 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e3f108\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM1\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-8959104\" data-id=\"8959104\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f3fe86c closeBtnBlock close-btn elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f3fe86c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4643d7 elementor-widget elementor-widget-heading\" data-id=\"c4643d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/additional-living-expense-ale-insurance\/\">Additional Living Expense (ALE) Insurance<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5efeeed elementor-widget elementor-widget-text-editor\" data-id=\"5efeeed\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4b2a4308 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" style=\"box-sizing: border-box; position: relative; color: #0c2849; font-family: Lato, sans-serif; font-size: 18px;\" data-id=\"4b2a4308\" data-element_type=\"section\"><div class=\"elementor-container elementor-column-gap-wider\" style=\"box-sizing: border-box; font-size: 18px; margin-right: auto; margin-left: auto; display: flex; position: relative; max-width: 1200px;\"><div class=\"elementor-row\" style=\"box-sizing: border-box; font-size: 18px; width: 1200px; display: flex;\"><div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-22f07cb0\" style=\"box-sizing: border-box; font-size: 18px; min-height: 1px; position: relative; display: flex; width: 796.953px;\" data-id=\"22f07cb0\" data-element_type=\"column\"><div class=\"elementor-column-wrap elementor-element-populated\" style=\"box-sizing: border-box; font-size: 18px; padding: 30px; position: relative; display: flex; width: 796.953px;\"><div class=\"elementor-widget-wrap\" style=\"box-sizing: border-box; font-size: 18px; position: relative; width: 736.953px; flex-wrap: wrap; align-content: flex-start; display: flex;\"><div class=\"elementor-element elementor-element-5d65f133 elementor-widget elementor-widget-text-editor\" style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 20px; position: relative; width: 736.953px;\" data-id=\"5d65f133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\" style=\"box-sizing: border-box; font-size: 18px; transition: background 0.3s ease 0s, border 0.3s ease 0s, border-radius 0.3s ease 0s, box-shadow 0.3s ease 0s, -webkit-border-radius 0.3s ease 0s, -webkit-box-shadow 0.3s ease 0s;\"><div class=\"elementor-text-editor elementor-clearfix\" style=\"box-sizing: border-box; font-size: 18px;\"><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-weight: bold;\">What Is Additional Living Expense (ALE) Insurance?<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Additional living expense (ALE) insurance refers to coverage under a homeowner\u2019s, condominium owner\u2019s, or renter\u2019s insurance policy that covers the additional costs of living that are incurred by the policyholder should they be temporarily displaced from their place of residence. Such coverage usually amounts to about 10 to 20 percent of the insurance that covers the dwelling.<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-weight: bold;\">KEY TAKEAWAYS:<\/span><\/p><ul style=\"box-sizing: border-box; font-size: 18px;\"><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Additional Living Expense (ALE) Insurance covers additional costs incurred if a homeowner is displaced and must pay out of pocket as a result.<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">ALE coverage is included in most homeowners or renter\u2019s insurance policies.<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">This covers expenses such as food and staying at a hotel until the primary dwelling is inhabitable.<\/span><\/li><\/ul><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-weight: bold;\">How Additional Living Expense Insurance Works<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Additional living expense insurance can cover things like the increase in a monthly food bill due to having to eat out at restaurants or even the loss of income that might be incurred if the insured person were renting out part of their dwelling to a tenant. Essentially, the insurance is intended to cover the insured person for the extra expenses he or she may incur due to being temporarily displaced from their home, such as with a fire or flood.<\/span><\/p><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Imagine, as an example, that a tornado renders a policyholder\u2019s house uninhabitable, requiring them to relocate for several months until it has been repaired. ALE coverage helps pay for costs like hotel stays, until you are able to return to your home. Some of the other items provided for under ALE coverage may include:<\/span><\/p><ul style=\"box-sizing: border-box; font-size: 18px;\"><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Costs of doing laundry: If you have to send your laundry out because you don\u2019t have access to a washer and dryer at your temporary home, then it may be covered, for example<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Furniture rental: Costs to rent special items you are usually used to having may be covered and considered<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Storage costs for contents under special circumstances<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Moving or displacement costs<\/span><\/li><li style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Pet boarding<\/span><\/li><\/ul><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">Although the above costs may be covered by ALE, there will always be an assessment on how claimed costs compare to the normal costs of a policyholder\u2019s lifestyle because additional living expenses are meant to cover the difference between what you normally pay and what you now have to pay, due to the fact you\u2019re not living at home.<\/span><\/p><\/div><\/div><\/div><div class=\"elementor-element elementor-element-11c42b7a elementor-widget elementor-widget-text-editor\" style=\"box-sizing: border-box; font-size: 18px; position: relative; width: 736.953px; color: #141941; font-family: Lato, Lato; line-height: 34px;\" data-id=\"11c42b7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\" style=\"box-sizing: border-box; font-size: 18px; transition: background 0.3s ease 0s, border 0.3s ease 0s, border-radius 0.3s ease 0s, box-shadow 0.3s ease 0s, -webkit-border-radius 0.3s ease 0s, -webkit-box-shadow 0.3s ease 0s;\"><div class=\"elementor-text-editor elementor-clearfix\" style=\"box-sizing: border-box; font-size: 18px;\"><h4 style=\"box-sizing: border-box; font-size: 24px; margin-bottom: 20px; color: #141941; line-height: 1.5; font-family: 'Playfair Display', Lato;\">What Additional Living Expense Insurance Doesn\u2019t Cover<\/h4><p style=\"box-sizing: border-box; font-size: 18px; margin-bottom: 0.5em;\"><span style=\"box-sizing: border-box; font-size: 18px; font-weight: 400;\">ALE overage will not pay for damaged belongings or to the structure of your home, but those should be covered by other elements of your insurance policy. Dwelling and personal property coverage are included standard in most homeowner\u2019s policies as well as other elements like liability coverage.<\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd03a64 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"bd03a64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-99c6448 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"99c6448\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ed55a5e\" data-id=\"ed55a5e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b04745c hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"b04745c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM2\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img fetchpriority=\"high\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144.jpg\" class=\"attachment-full size-full wp-image-6513\" alt=\"Insurance file with calculator, pen, coins and glass jar\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/p_financialloss_629960144-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Commercial General Liability Losses<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b59428a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b59428a\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM2\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c5c5079\" data-id=\"c5c5079\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1008a0c closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1008a0c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63824d6 elementor-widget elementor-widget-heading\" data-id=\"63824d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/commercial-liability-losses-claims\/\">COMMERCIAL GENERAL LIABILITY LOSSES<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34e1768 elementor-widget elementor-widget-text-editor\" data-id=\"34e1768\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d65f133 elementor-widget elementor-widget-text-editor\" data-id=\"5d65f133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><p>When your insurance company denies a claim, delays payment of a claim, or refuses to defend you against legal action under a commercial general liability insurance policy, seek legal assistance from experienced insurance law attorneys. We don\u2019t charge unless you win.<\/p><h3>Experienced General Liability Insurance Attorneys For Texas Businesses<\/h3><p>Manuel Diaz Law Firm, PC represents clients who are dealing with complex construction and insurance disputes in Dallas, Fort Worth, San Antonio and throughout Texas. We help clients receive the benefits owed under the insurance policy. This includes both personal insurance policies to protect you from loss and business policies that protect you or your business from loss or legal liability.<\/p><p>Give us a call today to arrange a\u00a0<strong>free<\/strong>\u00a0consultation about your specific situation.\u00a0<\/p><p>Our attorneys are aggressive litigators. We work hard to understand your objectives and resolve the disputes you face as quickly and efficiently as possible. We are highly regarded for our responsiveness to our clients and our ability to address their legal needs when they arise. We understand this could put you and your family in a difficult financial situation, for that reason there is no upfront cost for you. We don\u2019t charge unless you win.<\/p><h3><br \/>Why Should You Have Commercial General Liability Insurance?<\/h3><div><strong>\u00a0<\/strong>Business owners purchase commercial general liability insurance policies to protect themselves against lawsuits stemming from bodily injury or property damage claims. In other words, if a third party claims you caused bodily injury or property damage, your commercial general liability policy may cover the claim for damages, including your legal defense.<\/div><div><p>Many business owners, however, find that a commercial general liability policy doesn\u2019t protect them as they thought it would. The business will then have to face a lawsuit without the protection insurance should provide. If your insurance refuses or delays any claims under your policy, call us for a free consultation to evaluate your legal options.\u00a0<\/p><\/div><\/div><\/div><\/div><div class=\"elementor-element elementor-element-11c42b7a elementor-widget elementor-widget-text-editor\" data-id=\"11c42b7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>When Your Policy Benefits Are Denied<\/h3><p>Our insurance lawyers at Manuel Diaz Law Firm, PC can help you. Our attorneys will conduct an in-depth investigation of your policy and case to look for any sign that your insurance company acted in bad faith, such as denying payment of a claim, unreasonably delaying payment, failing to defend, or otherwise failing to provide the protection you paid for and deserve with no upfront cost for you.\u00a0<\/p><p>Our law firm can file an insurance bad faith lawsuit on your behalf. We can also seek punitive damages in addition to actual damages suffered by your business. Contact us online or call us at 555-555-5555 to arrange a free initial consultation.\u00a0<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da7a8b1 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"da7a8b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-02ced9d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"02ced9d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-36664bd\" data-id=\"36664bd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0427706 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0427706\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM3\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1.jpg\" class=\"attachment-full size-full wp-image-6527\" alt=\"1\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/1-768x383.jpg 768w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Commercial Property Damage<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8bcff77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8bcff77\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM3\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1056039\" data-id=\"1056039\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4fe663a closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"4fe663a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f957594 elementor-widget elementor-widget-heading\" data-id=\"f957594\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/commercial-property-claims\/\">COMMERCIAL PROPERTY DAMAGE<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83eb266 elementor-widget elementor-widget-text-editor\" data-id=\"83eb266\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When a catastrophic loss occurs, a business owner\u2019s first impulse is to do whatever necessary to mitigate the loss and resume operations as quickly as possible. But settling a commercial property insurance claim is a complex business transaction, and business owners should treat it as such\u2014using the same diligence and professional assistance as when negotiating a critical business contract. Accepting an insurance company adjuster\u2019s opinions or an insurance company\u2019s offer of settlement in haste \u2014 or without investigation or review of all policies for available coverage by an experienced attorney\u2014 can easily lead to a settlement that is far less than the business bargained for.<\/p><p>A commercial property insurance claim entails restoring the businesses\u2019 property to pre-loss conditions within the limits of insurance purchased while maintaining the business during the time needed to rebuild or repair damaged property. The insured is faced with investigating and documenting losses, tangible and not, and becoming familiar with the insurance policies \u2014 the coverage\u2019s available, limitations on those coverage\u2019s, deductibles, conditions precedent, and specific requirements necessary to make a claim.<\/p><h3>Typical commercial property insurance policies can cover<\/h3><ul><li><b>\u201cProperty Damage,\u201d<\/b>\u00a0including the buildings, fixtures, machines, furnishings, raw materials, and inventory.<\/li><li><b>\u201cBusiness Interruption,\u201d<\/b>\u00a0which is intended to place an insured business in the position it would have attained, had the loss that caused the interruption not occurred. It should provide funds necessary to sustain the insured business while its operations are suspended as a result of damage caused by a covered peril. It typically pays a business\u2019s profit and continuing operating expenses, including payroll, for a specific time period.<\/li><li><b>\u201cExtra Expense,\u201d<\/b>\u00a0which covers expenses incurred in mitigating the business loss, or increased costs in continuing business in the wake of a catastrophe. It can reimburse a policyholder for money spent moving a covered business to a different location while the covered property is restored. It is intended to offset expenses associated with returning to normal operations. Equipment breakdown coverage is often available with this coverage and should be purchased if a customer\u2019s business is dependent upon certain equipment.<\/li><li><b>\u201cContingent Business Interruption\u201d\u00a0<\/b>is usually an extension of the business interruption coverage available in most commercial property policies. Contingent Business Interruption provides the insured with benefits to cover lost profits and extra expenses resulting from damage to a third party\u2019s property, typically in four situations: (1) when the insured business relies on a third party to deliver materials or product; (2) when the insured business depends upon a third party to manufacture products; 3) when the insured business depends on a third party to purchase its products; 4) when the insured business depends on a third party leader location to attract customers.<\/li><li><b>\u201cOrdinary Payroll Coverage\u201d\u00a0<\/b>provides for salaries as a continued expense, and policy may provide coverage for a business to pay hourly employees for a specified period of time while the business is closed.<\/li><li><b>\u201cLoss of Rents\u201d<\/b>\u00a0pays for lost income when a covered rental property is made uninhabitable by a covered event and renters need not make rental payments. A lease or a rental agreement is helpful in estimating the amount of coverage needed.<\/li><li><b>\u201cExtended Period of Indemnity\u201d<\/b>\u00a0provides business interruption and extra expense benefits beyond the period of restoration defined in the standard business interruption policy.<\/li><li><b>\u201cCivil Authority\u201d\u00a0<\/b>coverage provides business income benefits when a civil authority prohibits access to the insured property due to direct physical loss or damage to other property. It is most commonly triggered during mandatory evacuations.<\/li><li><b>\u201cUtility Services \u2013 Time Element\u201d<\/b>\u00a0extends business income and extra expense insurance to protect against losses caused by interruption of services from a specified utility that provides a business with water, power, or communications.<\/li><li><b>\u201cLoss of Ingress or Egress\u201d<\/b>\u00a0provides benefits when, as a direct result of a covered peril, ingress to or egress from real and personal property is prevented.<\/li><\/ul><p>These benefits can sustain a business through a disaster and recovery. Know which coverage\u2019s you purchased, and claim the benefits you are owed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c45a4e elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"7c45a4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7efd411 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7efd411\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3669e88\" data-id=\"3669e88\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-121232d hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"121232d\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM4\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption.jpg\" class=\"attachment-full size-full wp-image-7454\" alt=\"business-interruption\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/business-interruption-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Business Interruption Claims<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-752688c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"752688c\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM4\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-e157d7d\" data-id=\"e157d7d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a332146 closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"a332146\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dfc0f73 elementor-widget elementor-widget-heading\" data-id=\"dfc0f73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/business-interruption-claim\/\">BUSINESS INTERRUPTION CLAIMS<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c7e11c elementor-widget elementor-widget-text-editor\" data-id=\"9c7e11c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5d65f133 elementor-widget elementor-widget-text-editor\" data-id=\"5d65f133\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>Your insurance doesn\u2019t want to pay? Call us we don\u2019t charge unless we win!\u00a0<\/h3><p>Business interruption insurance is intended for multiple reasons. It promises to compensate the insured for the income that was lost during the time period of interruption resulting from the disaster. Extended business interruption coverage pays for the income that is lost after the property is repaired but before the income returns to the pre-loss level. Contingent business interruption provides the insured with coverage for loss to the property of suppliers or consumers of its products or services.\u00a0<\/p><p>The latter two business interruption options are extensions beyond a basic business interruption insurance policy. Overall, business interruption insurance is intended to allow a business to return to normal operation after a disaster as though the disaster never occurred. Business interruption insurance cannot be purchased as a stand-alone policy but as an addition to the property insurance policy.<\/p><p>Standard time provisions on a business interruption policy are defined as the starting date of the peril, through the repair, and to the restored condition of the loss.<\/p><p>When filing a business interruption claim, a few supporting documents are needed. These documents include business expense reports, business revenue reports, details regarding business history, number of employees, and more. Our expert insurance attorneys will guide you through the entire process. Call us today for a free consultation.<\/p><\/div><\/div><\/div><div class=\"elementor-element elementor-element-11c42b7a elementor-widget elementor-widget-text-editor\" data-id=\"11c42b7a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"elementor-text-editor elementor-clearfix\"><h3>The basis business interruption claim formula is:<\/h3><p>Net Income + Continuing Expenses + Extra\/Additional Expenses = Business Interruption Loss<\/p><p>There are several elements to be inspected when handling a business interruption claim. Utility costs, payroll, taxes, and additional advertising are some factors that can be overlooked. A thorough inspection is crucial.\u00a0<\/p><p>While a business interruption policy may appear complicated and extraneous, it can be the difference between life or death for your business.\u00a0<\/p><p>Need More Information?<\/p><p>If you run into any issues as a policyholder with your business interruption insurance claim, contact the attorneys at Manuel Diaz Law Firm, PC for a free consultation. We don\u2019t charge unless we win.<\/p><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39a7dcf elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"39a7dcf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e6c1468 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e6c1468\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0194a1b\" data-id=\"0194a1b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-113169e hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"113169e\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM5\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4.jpg\" class=\"attachment-full size-full wp-image-6529\" alt=\"4\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/4-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\"> Defective Constructions Claims<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-e37d0ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e37d0ec\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM5\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0e063b1\" data-id=\"0e063b1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1855e3e closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1855e3e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d44e438 elementor-widget elementor-widget-heading\" data-id=\"d44e438\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/defective-constructions-claims\/\"> Defective Constructions Claims<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-676d2b5 elementor-widget elementor-widget-text-editor\" data-id=\"676d2b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Construction defects not only devalue properties but also put inhabitants at risk of injury. Some defects are apparent, while others appear several years after construction ends. The insurance law attorneys at Manuel Diaz Law Firm, PC have vast experience with construction defects cases throughout Texas. Our lawyers represent property owners who are victims of negligent construction as well as construction companies and contractors accused of negligence. Over the years, our clients have included community associations, commercial and residential multi-unit property owners and tenants, governmental entities, homeowners, as well as design professionals, contractors, and subcontractors.<\/p><p>\u00a0<\/p><p>If you have a construction defect case, our attorneys will assess the claim at no cost to you. If the case proceeds, we will engage industry experts, such as architects, engineers, and contractors, to evaluate the construction job in question and estimate the cost of repairs. We can negotiate with the developer, contractors, and design professionals as appropriate. And if these pre-suit negotiations do not achieve a resolution, then we will file a lawsuit, interview witnesses, gather relevant documents, and further develop the case for trial. Up to this point, there is no cost to you \u2014 we are paid only when a client recovers money or damages from a judgment or settlement.<\/p><p>To receive a free consultation about your construction defect case, contact Manuel Diaz Law Firm, PC today.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56c33fc elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"56c33fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-903a491 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"903a491\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-13bc777\" data-id=\"13bc777\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6de681 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"c6de681\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM6\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2.jpg\" class=\"attachment-full size-full wp-image-6530\" alt=\"2\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/2-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Health Insurance Claims<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d92c5fd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d92c5fd\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM6\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-731c07f\" data-id=\"731c07f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11e3357 closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"11e3357\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44c6804 elementor-widget elementor-widget-heading\" data-id=\"44c6804\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/health-insurance-claims\/\">Health Insurance Claims<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-79b1da5 elementor-widget elementor-widget-text-editor\" data-id=\"79b1da5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Manuel Diaz Law Firm, PC to protect and uphold the rights of consumers and health care providers dealing with denied medical, disability and life insurance claims. The firm specializes in helping individuals navigate through the confusing and frequently hostile insurance claims process. Manuel Diaz Law Firm, PC also assists medical providers to appeal and litigate wrongful medical claim denials. Through our work, we help stem the tide of bad faith insurance practices, which are now more endemic than ever before. We help our clients get the benefits and compensation promised to them.<\/p><p>Manuel Diaz Law Firm, PC helps individuals, families, and healthcare facilities who have claims related to:<\/p><p>\u00a0<\/p><p><b>ERISA:<\/b><\/p><p>The Employee Retirement Income Security Act is a federal statute that governs the way employers provide health, life, and disability benefits to their employees. If your insurance is provided by your employer, ERISA likely governs your claim.<\/p><p>\u00a0<\/p><h3><b>Denied Medical, Life And Disability Claims:<\/b><\/h3><div><b>\u00a0<\/b>Many denied medical, life, and disability claims don\u2019t fall under the ERISA statute. For example, where insurance is provided through federal, state, or local government employers or through an individual policy, ERISA does not apply. Manuel Diaz Law Firm, PC is experienced in all legal matters related to these non-ERISA claims.<\/div><div>\u00a0<\/div><div><h5>Health Insurance And Managed Care Contracts:\u00a0<\/h5><p>\u00a0Hospitals, doctors and other medical facilities and professionals regularly have their claims wrongfully denied. Patients routinely \u201cassign\u201d their insurance benefits at the time of treatment to their providers, enabling the providers to obtain payment directly from the insurer. The assignment of benefits may allow healthcare providers to appeal denials to the insurer as well. In other cases, denials arise out of managed care contracts the provider has directly with the insurer. In both situations, Manuel Diaz Law Firm, PC brings the resources of attorneys, paralegals, claims processors, and expert\u00a0 professionals to bear in getting claims resolved favorably.<\/p><h5><b>No Charge Until a Settlement or Verdict is Reached<\/b><\/h5><p>Because the firm\u2019s fees are contingency-based, our services are available to anyone who has a valid claim. The firm is only paid if our client receives compensation through a legal settlement or, when trial or arbitration becomes necessary, through a verdict. Choosing the firm as your attorneys gives you the staying power to match well-funded insurance companies and corporations. When your insurance company knows that you won\u2019t be intimidated when a claim is denied, you are much more likely to get a resolution that favors your interests.<\/p><p>For a free initial consultation about your pending or denied medical, disability or life insurance claim, contact our Dallas, Fort Worth, or San Antonio offices at 555-555-5555.<\/p><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe7f958 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"fe7f958\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43a56b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"43a56b8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-4fd807e\" data-id=\"4fd807e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ce7fa4 hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2ce7fa4\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM7\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7.jpg\" class=\"attachment-full size-full wp-image-6531\" alt=\"7\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/08\/7-18x9.jpg 18w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Life Insurance Claims <\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-54cfeef elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54cfeef\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM7\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-6875d6f\" data-id=\"6875d6f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c8794de closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c8794de\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96f8606 elementor-widget elementor-widget-heading\" data-id=\"96f8606\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/life-insurance-claims\/\">Life Insurance Claims <\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7250765 elementor-widget elementor-widget-text-editor\" data-id=\"7250765\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The death of a family member is traumatic and painful. Moreover, if that person was relied upon to provide financially, the monetary survival of those left behind is at risk.\u00a0<\/p><p>That\u2019s why life insurance exists. Purchasing a life insurance policy is a decision to try to protect the beneficiaries from financial burden if the worst is to happen. The expectation is that the insurance company will pay the agreed-upon death benefit in exchange for all those months and years of paying the premiums. And the family trusts that their trauma and pain won\u2019t be compounded by the prospect of losing their home or not being able to send their children to college.\u00a0<\/p><p>And it\u2019s not just families. Life insurance policies are also commonly used by businesses to protect themselves financially in the event of the death of a core partner, executive, or employee.\u00a0<\/p><p>But insurance companies won\u2019t pay the death benefit if they think they can get away with it. And they can be very creative in trying to do so. If that happens, know that you don\u2019t have to fight alone for the benefits you need and deserve. Manuel Diaz Law Firm, PC insurance recovery attorneys have fought every tactic these companies attempt, and with the help of an attorney, you\u2019ll have a much better chance of a successful resolution.\u00a0<\/p><p>\u00a0<\/p><h4>Ways They\u2019ll Try to Deny<\/h4><p>Depending on the situation and the company in question, the bereaved family or hobbled business may face one or more of the following ploys:\u00a0<\/p><ul><li><b>Retroactive Cancellation:<\/b>\u00a0The insurance company will claim that the policy was voided, expired, or wasn\u2019t paid for prior to death.<\/li><li><b>Death Doesn\u2019t Qualify:<\/b>\u00a0It will claim that the way the policyholder died is not covered.<\/li><li><b>Misrepresentation:<\/b>\u00a0It will allege that the policyholder misrepresented essential facts about himself or herself in the agreement, therefore voiding the policy.\u00a0<\/li><\/ul><p>This is not an exclusive list. Insurance companies are exceedingly creative because denying claims means more money in their pocket.<\/p><h4>Competing Claims<\/h4><p>\u00a0In addition to denied claims, other problems can arise with life insurance. Often, there can be a competing-claims dispute between a newly added beneficiary and the claimant, or a beneficiary who has been removed from the policy and still pursues a claim. Whether an ex-spouse, new spouse, a child, stepchild, friend, or business partner, these situations can be complicated.\u00a0 Determining the rightful beneficiary and proving their claim successfully can be stressful, painful, and lonely. Let Manuel Diaz Law Firm, PC take care of it, we are here to fight to get our clients the benefits they need and deserve.<\/p><div>\u00a0<\/div><h4>How We\u2019ll Fight for You\u00a0<\/h4><p>To start, at Manuel Diaz Law Firm, PC an insurance recovery attorney will review your case in a free consultation. If we take your case, there will not be any upfront costs for you. In these cases, we work on a contingency fee basis, which means we get paid only if you win. In addition, when we win in many of our cases, we are able to make the insurance company pay attorney\u2019s fees and costs.<\/p><p>Your insurance company won\u2019t be happy to hear you\u2019ve hired us. We have a well-earned reputation for being willing to do whatever it takes for our clients, including going to trial if we have to.\u00a0<\/p><p>Our team of experts and investigators will carefully go through the details, circumstances, and fine print of your case and insurance contract. Flimsy excuses and unfounded assertions will fade away, and your chances of getting your benefits will greatly improve.<br \/><br \/><\/p><h4>Call Us \u2013 Don\u2019t Give Up<\/h4><p>It\u2019s important that you call us right away. The faster we get involved, the sooner your case might be resolved in your favor, and the less likely you\u2019ll miss an important detail or deadline that could cause problems if not dealt with in time.\u00a0<\/p><p>You don\u2019t have to fight alone. When we take your case, we\u2019re committing to being there at your side through thick and thin to get you the benefits you deserve, whatever it takes. Call us now for your free, no-obligation consultation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8c02a7 elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"d8c02a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-038bb9a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"038bb9a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1aec49e\" data-id=\"1aec49e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-663ee8c hoveranimation elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"663ee8c\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"PI_showBlockM8\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\" tabindex=\"-1\"><img loading=\"lazy\" decoding=\"async\" width=\"962\" height=\"480\" src=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage.jpg\" class=\"attachment-full size-full wp-image-7460\" alt=\"property damage\" srcset=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage.jpg 962w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage-300x150.jpg 300w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage-768x383.jpg 768w, https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/property-damage-16x8.jpg 16w\" sizes=\"(max-width: 962px) 100vw, 962px\" \/><\/a><\/figure><div class=\"elementor-image-box-content\"><h2 class=\"elementor-image-box-title\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/\">Property Damage<\/a><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1403e17 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1403e17\" data-element_type=\"section\" data-e-type=\"section\" id=\"PI_hiddenBlockM8\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5c8fef2\" data-id=\"5c8fef2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c183ea closeBtnBlock elementor-widget__width-initial elementor-absolute elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"1c183ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<i aria-hidden=\"true\" class=\"fas fa-times-circle\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-936651a elementor-widget elementor-widget-heading\" data-id=\"936651a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/property-damage\/\">Property Damage<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cd3f32 elementor-widget elementor-widget-text-editor\" data-id=\"1cd3f32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>At Manuel Diaz Law Firm, PC we are committed to protecting our clients from liability after an accident causes property damage. Accidents causing defacement, water, wind, fire, or other damage is generally covered by Property Damage Insurance Policies.<\/p><p>\u00a0<\/p><p><b>Dealing With Your Insurance Company Can Be Confusing And Frustrating<\/b><\/p><p>Most insurance companies will make every effort to deny your property damage claim or pay as little as possible. Often, insurance companies are more concerned with preserving their bottom line than providing the policyholders the benefits they paid for. That is why it is critical to have an experienced and knowledgeable attorney fighting for your rights.<\/p><p>The team at Manuel Diaz Law Firm, PC recognize the importance of aggressive representation to ensure the insurance companies remain true to the terms of their policies.<\/p><p>\u00a0<\/p><h3>Don\u2019t Worry, We Can Help!<\/h3><p>Damage to your home or other property from unforeseen accidents can create hazardous living conditions that demand immediate attention. As with all first party claims cases at Manuel Diaz Law Firm, PC there is absolutely no cost to our clients unless we win your case.<\/p><p>Do not hesitate to contact Manuel Diaz Law Firm, PC at 555-555-5555 if you have suffered damages to your home or other property. The property damage attorneys at Manuel Diaz Law Firm, PC are here to protect your rights and help get you the maximum recovery for your claim.<\/p><p>\u00a0<\/p><h3>Types of Property Damage Cases<\/h3><p><b>Windstorm<\/b><\/p><p>A windstorm is a storm with heavy winds but little or no rain. Windstorms can last for a few minutes, a few hours, or even several days. Their winds can go as fast as 33 mph or more. Windstorms can produce power outages, falling trees and structural damage to your home or business.\u00a0<\/p><p><b>Water Damage<\/b><\/p><p>Water can cause serious damage to property and promote the growth of toxic mold that renders the premises unusable. Insurance policies routinely cover water damage, but often exempt flood damage from coverage.<\/p><p><b>Roof Damage<\/b><\/p><p>Roof Damage can be caused by several factors. For example, poor maintenance can cause minor damage to become a major problem. Strong winds can severely damage a poorly maintained roof. Make sure to check that the tiles are securely attached.<\/p><p><b>Pipe Bursts<\/b><\/p><p>Pipe Bursts is very common at home and in public areas. Most pipes burst because the water inside will expand when it starts to freeze. A pipe burst can happen because of age, damage, or misuse. A burst pipe can damage your property and can be expensive depending on the damage it caused.<\/p><p><b>Flooding<\/b><\/p><p>A flood is a natural event where a piece of land that is usually dry, suddenly gets submerged underwater. Flooding can occur from excessive rainfall; this leads to an overflow of water from rivers or lakes causing property and home damage.<\/p><p><b>Lightning<\/b><\/p><p>Lightning is an electric current. Lightning occurs when a natural electrical discharge of very short duration and high voltage between a cloud and the ground happens. Lightning can cause fire, building damage, and appliance damage.<\/p><p><b>Vandalism<\/b><\/p><p>Vandalism is an action that involves the destruction of something or damage to public or private property like your home or business.\u00a0<\/p><p><b>Fire Damage<\/b><\/p><p>Fire damage is damage caused to a building or object after a fire occurred. The effects of fire damage can be devastating and can leave you without your personal belongings or even without a home.<\/p><p><b>Earthquake Damage<\/b><\/p><p>Earthquakes, aftershocks, and ground vibrations from construction can wreak havoc, causing foundation and wall cracks, breaking windows, knocking over and destroying personal property, and making a mess of your home.<\/p><h3>No Charge Until you win!<\/h3><p>We only get paid if our client receives compensation through a legal settlement or, when trial or arbitration becomes necessary, through a verdict. Choosing the Manuel DIaz Law Firm, PC as your attorneys will give you the power to match well-funded insurance companies and corporations.\u00a0<\/p><p>For a free initial consultation about your pending or denied property insurance claim, contact our Dallas, Fort Worth, or San Antonio offices at 555-555-5555 for a\u00a0<strong>free consultation<\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54d3b7b elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"54d3b7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/about-manuel-diaz\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-344b38c0 elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"344b38c0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-769f389b\" data-id=\"769f389b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62e533bd elementor-widget elementor-widget-heading\" data-id=\"62e533bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Why Choose Manuel Diaz Law Firm For Your First Party Claims?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7b71ed68 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7b71ed68\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-df60814\" data-id=\"df60814\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-55daefe1 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"55daefe1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper elementor-view-default\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-balance-scale\"><\/i>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tExperience and Resources You Can Rely On\t\t\t\t\t\t\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tOur team has decades of experience in and out of the courtroom winning favorable outcomes for our clients. Our team has successfully tried cases in first party claims courts all across Texas, bringing our decades of experience, a proven track record of results, aggressive defense strategies and relentless fight for justice to the table.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-3d827786\" data-id=\"3d827786\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2d37be59 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"2d37be59\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper elementor-view-default\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-phone-volume\"><\/i>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tRespectful and Timely Communication\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tAt Manuel Diaz Law Firm we have strict communication policies like 24\/7 phone service, next day returned phone calls and immediate action in your case. When you work with us, we\u2019ll make sure you know what the next steps are, what to expect, and what you can do to help things move along smoothly.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4c1626a8\" data-id=\"4c1626a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a1d04f6 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"1a1d04f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper elementor-view-default\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-hand-holding-heart\"><\/i>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tRespect and Support\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tWe place considerable emphasis on trial preparation, coming out the gates swinging and showing the first party claims that we are well-positioned to defend your insurance. we are ready to take your case to trial, fighting and get the justice for you.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-36abe096\" data-id=\"36abe096\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c93ad68 elementor-flip-box--effect-flip elementor-flip-box--direction-up elementor-widget elementor-widget-flip-box\" data-id=\"7c93ad68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper elementor-view-default\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t\t\t<i class=\"fas fa-trophy\"><\/i>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tEffective and Tailored Legal Strategies\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\tSometimes force needs to be met with force. First party prosecutors are notorious for \u201cbullying\u201d defense teams and scaring the defendant into taking an unfavorable plea. Don\u2019t let the US first party claims department and attorney general push you around. Hire our firm and we\u2019ll fight aggressively, yet professionally, keeping the pressure on the prosecution and finding unique opportunities to poke holes in their case.\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2e234886 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2e234886\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2432caee\" data-id=\"2432caee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-317fe9c1 elementor-widget elementor-widget-heading\" data-id=\"317fe9c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FIRST PARTY CLAIMS FAQ<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-330ad98d elementor-widget elementor-widget-accordion\" data-id=\"330ad98d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8561\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8561\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">WHAT KIND OF CASES DOES YOUR FIRM HANDLE?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8561\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8561\"><div id=\"elementor-tab-content-6111\" class=\"elementor-tab-content elementor-clearfix elementor-active\" role=\"tabpanel\" data-tab=\"1\" aria-labelledby=\"elementor-tab-title-6111\"><p>First and foremost, ensure that everyone is safe and call for medical attention if necessary.<\/p><ul><li>Report the accident so a police officer can make an official report and investigation.<\/li><li>Take the other person\u2019s information. This includes name, address, insurance policy information, vehicle information and phone number.<\/li><li>Take pictures of the accident scene and injuries (if possible). This is important to help establish responsibility of the accident and injuries.<\/li><li>Never sign any documents you don\u2019t understand. Remember insurance policies are not on your side and they will try to settle your case with the least amount possible. If they ask you to sign any documents accepting any offer, this will waive your right of getting your medical bills paid and the compensation you deserve.<\/li><li>Do not admit fault if you are unsure who caused the accident. Contact us immediately at\u00a0<a class=\"privacy\" href=\"tel:8559003429\" target=\"_blank\" rel=\"noopener\">855-900-3429<\/a>. Our consultation is FREE and if we don\u2019t win, we don\u2019t charge you!<\/li><\/ul><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8562\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8562\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">WHAT IS A FIRST PARTY CLAIMS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8562\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8562\"><p>You should never provide a recorded statement of facts to anyone, especially the insurance companies. They will almost always use your recorded statement against you to deny liability and monetary recovery. You should always talk to your attorney prior to giving any statement to the insurance companies and have your attorney present during the recorded statement. Most importantly, don\u2019t provide statements of fault to anyone.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8563\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-8563\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">WHAT IF MY CLAIM WAS NOT DENIED, BUT I DON'T THINK THE INSURER PAID WHAT IT WAS SUPPOSED TO PAY?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8563\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-8563\"><p>As a passenger you have the right to make a claim against any negligent driver. This may be the driver of the car you were riding or the other driver. Either of those claims would be filed against the negligent driver\u2019s auto insurance. In the event that there isn\u2019t enough insurance to cover for your injuries or there is no coverage, you have the option to make the claim under your insurance\u2019s Uninsured\/Underinsured Motorist Coverage (UM\/UIM).<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8564\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-8564\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">WHY DO INSURERS DENY OR UNDERPAY CLAIMS?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8564\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-8564\"><p>We represent clients on a contingent fee agreement for personal injury matters. This means that you don\u2019t have to pay anything upfront and our initial consultation is completely free. Attorney fees are collected only if there is a recovery in the case. If the case is won, the attorney fees will come out of the amount recovered. Most importantly, we don\u2019t get paid if we don\u2019t win.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8565\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-8565\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">WHICH TYPES OF POLICIES ARE AFFECTED BY DENIAL OR UNDERPAYMENT OF CLAIM?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8565\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-8565\"><p>As a victim of personal injury in Texas, you may be eligible to file suit for compensation to help you recover and return to your normal life. Personal injuries can be extensive, requiring substantial care, treatment and rehabilitation. Medical bills and lost wages can quickly put families in financial ruin. We\u2019re here to make sure that doesn\u2019t happen, and we only get paid and charge you for services at such time as you win a settlement or your case in court.<\/p><p><strong>Our results-oriented Texas personal injury attorneys work to get you maximum compensation for but not limited to the following:<\/strong><\/p><ul><li>Lost wages<\/li><li>Lost future earning potential<\/li><li>Medical expenses<\/li><li>Pain and suffering<\/li><li>Punitive damages<\/li><li>Mental anguish<\/li><li>Property damage<\/li><li>Loss of companionship<\/li><li>Reduced quality of life<\/li><\/ul><p>If you have questions about what types of compensation you may be owed or deserve as a result of your accident, don\u2019t hesitate to reach out. Our team is standing by and ready to get you the answers you need.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8566\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-8566\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">WHAT TYPES OF FIRST PARTY INSURANCE CLAIMS WILL YOUR FIRM CONSIDER HANDLING?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8566\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-8566\"><p>Personal injury cases handled in Texas are governed by the Civil Practice and Remedies Code. This Code provides guidance and rules regarding how the court will define and determine damages, liability, negligence, statutes of limitation, duties of care, recovery and more.<\/p><p>Personal injury laws are based on the legal doctrine of negligence, defined as a failure to act with a level of care a \u201creasonable\u201d individual would have exercised had they been subject to the same set of circumstances.<\/p><p>Duty of care is something every Texas resident is subject to. This \u201cduty\u201d refers to the responsibility and duty of every member of society to act in a responsible way that does not put others at risk of harm. Further, some professionals are held to a separate (and often higher) standard of duty, such as a doctor or employer. A key component of each personal injury case is establishing and proving negligence.<\/p><p><strong>Certain elements required to establish a case include:<\/strong><\/p><ul><li>Determining the existence of a legal duty owed to the plaintiff (you) by the defendant (the \u201cat fault\u201d party)<\/li><li>Proving the defendant\u2019s breach or failure to fulfill such duty<\/li><li>Establishing and proving injuries and damages<\/li><li>Proving that the at fault party\u2019s negligence resulted (at least in part) in causing your injuries.<\/li><\/ul><p>Our personal injury lawyers are well-versed in establishing fault and proving your case. Call today for a free consultation and to learn more about our process and how we can help make sure you get the representation you deserve.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-8567\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-8567\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">IF I THINK I HAVE A CLAIM, OR THAT INSURANCE COMPANY HAS ENGAGED IN BAD FAITH, WHAT SHOULD I DO?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-8567\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-8567\"><p>The Shared Fault Rule in Texas is a comparative negligence rule that determines proportionate responsibility. In short, each party may be responsible \u201cin part\u201d for the accident and subsequent damages and injuries. As such, liability for damages can be designated that are proportionate to the level of fault a party is responsible for.<\/p><p>This rule allows you to potentially collect compensation even if you were partially at fault for the accident. However, Texas adheres to a 51% bar rule, meaning that you are ineligible to collect damages for those injuries which you were 51% or more responsible for.<\/p><p>Our law firm knows what is needed to prove fault and get you maximum compensation. We gather the evidence needed to position your case and argument in the best possible light, ensuring the truth is presented in court.<\/p><p>Call or message today to find out how strong of a case you have against liable third parties.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-12dd2e41 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"12dd2e41\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5dcde245\" data-id=\"5dcde245\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ea65ef6 elementor-widget elementor-widget-heading\" data-id=\"4ea65ef6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Do You Need a First Party Claims Attorney?\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6759da1e elementor-widget elementor-widget-text-editor\" data-id=\"6759da1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You may wonder whether you can take on your first party claims\u00a0 case without help from a first party claims attorney. Though the case may seem simple on the outside, these cases can be extremely nuanced. It\u2019s important to hire a lawyer who can aggressively represent your rights in these situations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2faa45ca elementor-align-center gold-btn elementor-widget elementor-widget-button\" data-id=\"2faa45ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contact\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request Free Consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8bfcc0 elementor-widget elementor-widget-spacer\" data-id=\"7d8bfcc0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1c3a02fc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1c3a02fc\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36ea34f5\" data-id=\"36ea34f5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67503c43 elementor-widget elementor-widget-heading\" data-id=\"67503c43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Service Areas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75a69ea7 elementor-widget elementor-widget-heading\" data-id=\"75a69ea7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">We proudly serve the greater communities of Dallas, Fort Worth, San Antonio, and Denton<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>First Party Claims Attorneys &#8211; Attorney Manuel Diaz GET A FREE CONSULTATION First-party Claims Insurance policies are supposed to provide peace of mind. You pay monthly premiums, and you expect to receive benefits when you need them. If you\u2019ve been in an accident and are struggling to get a fair settlement offer from your insurance [&hellip;]<\/p>\n","protected":false},"author":21,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-6496","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>First Party Claims Attorneys | Manuel Diaz Law Firm<\/title>\n<meta name=\"description\" content=\"Do you need a First Party Claims Attorney? With our expert team of First Party Claims Attorneys, you will get the justice you deserve. Free Consultation!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cdiazlf.dosbitweb.cl\/es\/legal-services-first-party-claims\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"First Party Claims Attorneys | Manuel Diaz Law Firm\" \/>\n<meta property=\"og:description\" content=\"Do you need a First Party Claims Attorney? With our expert team of First Party Claims Attorneys, you will get the justice you deserve. Free Consultation!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cdiazlf.dosbitweb.cl\/es\/legal-services-first-party-claims\/\" \/>\n<meta property=\"og:site_name\" content=\"Diaz Law Firm\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/abogadomanueldiazfirm\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-07T23:06:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"962\" \/>\n\t<meta property=\"og:image:height\" content=\"480\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@diazlawfirmpc\" \/>\n<meta name=\"twitter:label1\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data1\" content=\"60 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/\",\"url\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/\",\"name\":\"First Party Claims Attorneys | Manuel Diaz Law Firm\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/ALE-300x150.jpg\",\"datePublished\":\"2020-08-17T09:41:38+00:00\",\"dateModified\":\"2025-01-07T23:06:28+00:00\",\"description\":\"Do you need a First Party Claims Attorney? With our expert team of First Party Claims Attorneys, you will get the justice you deserve. Free Consultation!\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/ALE-300x150.jpg\",\"contentUrl\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/wp-content\\\/uploads\\\/2020\\\/10\\\/ALE-300x150.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/legal-services-first-party-claims\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"FIRST PARTY CLAIMS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/\",\"name\":\"Diaz Law Firm\",\"description\":\"Award-Winning Texas Law Firm Fighting For Your Rights\",\"publisher\":{\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/#organization\",\"name\":\"Manuel Diaz Law Firm, PC\",\"url\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/Resized-Logo.png\",\"contentUrl\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/wp-content\\\/uploads\\\/2020\\\/06\\\/Resized-Logo.png\",\"width\":512,\"height\":512,\"caption\":\"Manuel Diaz Law Firm, PC\"},\"image\":{\"@id\":\"https:\\\/\\\/cdiazlf.dosbitweb.cl\\\/es\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/abogadomanueldiazfirm\\\/\",\"https:\\\/\\\/x.com\\\/diazlawfirmpc\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/helms-johnson-&amp;-diaz-llp\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCtFmiVZvk5JHadWTjchJDiA\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Abogados de Reclamaciones de Primera Parte | Manuel Diaz Law","description":"\u00bfNecesitas un abogado de reclamos de primera persona? Somos un equipo experto de abogados con una s\u00f3lida experiencia, obt\u00e9n la justicia que mereces.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/cdiazlf.dosbitweb.cl\/es\/legal-services-first-party-claims\/","og_locale":"es_ES","og_type":"article","og_title":"First Party Claims Attorneys | Manuel Diaz Law Firm","og_description":"Do you need a First Party Claims Attorney? With our expert team of First Party Claims Attorneys, you will get the justice you deserve. Free Consultation!","og_url":"https:\/\/cdiazlf.dosbitweb.cl\/es\/legal-services-first-party-claims\/","og_site_name":"Diaz Law Firm","article_publisher":"https:\/\/www.facebook.com\/abogadomanueldiazfirm\/","article_modified_time":"2025-01-07T23:06:28+00:00","og_image":[{"width":962,"height":480,"url":"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@diazlawfirmpc","twitter_misc":{"Tiempo de lectura":"60 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/","url":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/","name":"Abogados de Reclamaciones de Primera Parte | Manuel Diaz Law","isPartOf":{"@id":"https:\/\/cdiazlf.dosbitweb.cl\/es\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/#primaryimage"},"image":{"@id":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/#primaryimage"},"thumbnailUrl":"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg","datePublished":"2020-08-17T09:41:38+00:00","dateModified":"2025-01-07T23:06:28+00:00","description":"\u00bfNecesitas un abogado de reclamos de primera persona? Somos un equipo experto de abogados con una s\u00f3lida experiencia, obt\u00e9n la justicia que mereces.","breadcrumb":{"@id":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/#primaryimage","url":"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg","contentUrl":"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/10\/ALE-300x150.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/cdiazlf.dosbitweb.cl\/legal-services-first-party-claims\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cdiazlf.dosbitweb.cl\/"},{"@type":"ListItem","position":2,"name":"FIRST PARTY CLAIMS"}]},{"@type":"WebSite","@id":"https:\/\/cdiazlf.dosbitweb.cl\/es\/#website","url":"https:\/\/cdiazlf.dosbitweb.cl\/es\/","name":"Diaz Law Firm","description":"Firma de abogados l\u00edder en Texas luchando por tus derechos","publisher":{"@id":"https:\/\/cdiazlf.dosbitweb.cl\/es\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cdiazlf.dosbitweb.cl\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/cdiazlf.dosbitweb.cl\/es\/#organization","name":"Manuel Diaz Law Firm, PC","url":"https:\/\/cdiazlf.dosbitweb.cl\/es\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/cdiazlf.dosbitweb.cl\/es\/#\/schema\/logo\/image\/","url":"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/06\/Resized-Logo.png","contentUrl":"https:\/\/cdiazlf.dosbitweb.cl\/wp-content\/uploads\/2020\/06\/Resized-Logo.png","width":512,"height":512,"caption":"Manuel Diaz Law Firm, PC"},"image":{"@id":"https:\/\/cdiazlf.dosbitweb.cl\/es\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/abogadomanueldiazfirm\/","https:\/\/x.com\/diazlawfirmpc","https:\/\/www.linkedin.com\/company\/helms-johnson-&amp;-diaz-llp","https:\/\/www.youtube.com\/channel\/UCtFmiVZvk5JHadWTjchJDiA"]}]}},"_links":{"self":[{"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/pages\/6496","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/comments?post=6496"}],"version-history":[{"count":10,"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/pages\/6496\/revisions"}],"predecessor-version":[{"id":24491,"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/pages\/6496\/revisions\/24491"}],"wp:attachment":[{"href":"https:\/\/cdiazlf.dosbitweb.cl\/es\/wp-json\/wp\/v2\/media?parent=6496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}